Hybrid Credit Operations Analyst

at Finom

• Job title: Credit Operations Analyst
• Job type: Full Time
• Experience level: Mid level, Senior
• Salary: Not specified
• Degree requirement: Bachelor's Degree
• Location requirements: Hybrid, Europe

About the role

• Credit Operations Analyst ensuring smooth execution of credit processes at a European tech startup. Collaborating with customers and teams to improve operational efficiency.

Responsibilities

• Support the end-to-end credit operations processes, including loan disbursements, repayment monitoring, and coordinating collections activities.
• Monitor portfolio health and handle customers at risk of delinquency and in default, ensuring timely communication and follow-up.
• Manage communications with customers and external partners to resolve credit-related issues.
• Collaborate with cross-functional teams to align on credit operations needs.
• Take ownership of daily operational tasks with an improvement mindset, actively identifying inefficiencies and proposing solutions.
• Contribute to process optimization and documentation efforts to help Credit Operations scale efficiently.
• Provide insights through data analysis to support decision-making and improve operational performance.

Requirements

• Speak English fluently.
• Analytical, data-driven, and comfortable working with numbers.
• Excited to continuously improve processes and find smarter ways of working.
• Able to work autonomously while also collaborating effectively with different teams and stakeholders.
• Proactive problem-solver with strong attention to detail.
• Excellent communication skills and people skills, with the ability to manage relationships across departments and with external partners.
• Experience in credit or lending operations within a fintech, bank, or financial services company is required.
• Knowledge of loan products, collections practices, and operational risk is an advantage.

Benefits

• Make a genuine impact on the product
• Join our upward trajectory, and grow with us. We provide the resources and opportunities for continuous personal and professional development, empowering you to make a genuine impact on our evolving product.
• Work in the EU
• Embark on this exciting journey with us and enjoy the flexibility of traveling and working remotely or in a hybrid model across Europe.
• Become a stock options holder
• Unlock your inner entrepreneur and align your aspirations with ours through our Stock Options Program. This exciting opportunity is available to every team member, from junior team members to our founders.
• Receive unwavering support and care
• Finom stands by you at every step, embodying our commitment to your well-being and success reflected in our modern, friendly, and eco-conscious corporate culture. We offer constant support and care to ensure your Finom experience is successful and fulfilling.
• Work & Swim program
• Immerse yourself in our exclusive Work & Swim Program. Spend one month in a comfortable corporate apartment in enchanting Cyprus. It's the ideal opportunity to strike the perfect work-life balance while enjoying breathtaking Mediterranean views.