Credit Risk Manager supporting lenders in risk mitigation and performance analysis. Partnering with internal stakeholders to enhance lender engagement and operational effectiveness.
Responsibilities
Advise, collect, review, monitor, and analyze business data to solve problems and make recommendations to improve lender’s business performance.
Identify opportunities to manage risk mitigation through data and technology.
Partner with lenders and internal stakeholders to manage credit, counterparty, and operational risk.
Support discussion on credit risk with lenders and manage communications on selling guide updates, regulatory guidance and other credit risk changes.
Monitor and support lender engagement on variances, single loan waivers, profiles, performance, production quality/defects and escalation triggers using risk reports for emerging trends.
Engage lenders on Opportunities to manage risk and support Fannie Mae Mission, products and initiatives.
Share best practices and insights through profile and performance lender discussions.
Act as Fannie Mae’s first line of defense by monitoring loan quality measures, counterparty eligibility and compliance.
Requirements
2+ years of experience in Credit Risk Management and/or Counterparty Risk Management.
Solid understanding of the mortgage industry and core mortgage origination processes.
Ability to build and maintain effective internal and external working relationships.
Strong written and verbal communication skills, with the ability to collaborate across teams and support problem‑solving efforts.
Ability to analyze and interpret mortgage origination data and performance trends, and clearly communicate findings to stakeholders.
Skilled in evaluating risks within the mortgage origination process and underwriting.
Solid ability to interpret Selling Guide policies and explain requirements to partners in clear, practical, and accessible terms.
Solid ability to identify opportunities for workflow process efficiencies and assist in implementing improvements that enhance accuracy and operational effectiveness.
Strong ability to manage a large number of small accounts, ensuring consistent oversight, timely follow‑up, and strong organizational discipline.
Bachelor's degree or equivalent.
Benefits
Health, Life, Voluntary Lifestyle, and other benefits and perks
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