Hybrid Credit Risk Manager – Lead Associate

Posted 3 hours ago

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About the role

  • Credit Risk Manager role focused on managing credit risk and business performance analysis in the mortgage industry. Collaborating with lenders and stakeholders to support Fannie Mae's mission.

Responsibilities

  • Advise, collect, review, monitor, and analyze business data to solve problems and make recommendations to improve lender’s business performance.
  • Partner with lenders and internal stakeholders to manage credit, counterparty, and operational risk.
  • Build, maintain, and enhance relationships with lender’s senior leadership with minimal assistance.
  • Own periodic lender credit engagements and build relationships with lender’s key risk/policy contacts; explain risk decisions to executive stakeholders.
  • Discuss credit policy and credit risk with lenders and manage communications on selling guide updates, regulatory guidance, and other credit risk changes with minimal assistance from team.
  • Monitor, analyze, negotiate, decision and engage with lenders on credit risk exceptions, profile, and performance, loan quality/defects, and compliance.

Requirements

  • 4+ years Credit Risk Management and/or Counterparty Risk Management.
  • Strong knowledge of mortgage industry and origination process.
  • Experience building and maintaining internal and external relationships.
  • Proficient written and verbal communication skills; collaborative interpersonal skills and problem solving.
  • Ability to analyze and interpret mortgage origination data and performance trends, and clearly communicate findings to stakeholders.
  • Proficient in evaluating risks within the mortgage origination process and underwriting.
  • Strong ability to interpret Selling Guide policies and explain requirements to partners in clear, practical, and accessible terms.
  • Strong ability to identify opportunities for workflow process efficiencies and assist in implementing improvements that enhance accuracy and operational effectiveness.
  • Proficient at managing a large number of small accounts, ensuring consistent oversight, timely follow‑up, and strong organizational discipline.

Benefits

  • Health, Life, Voluntary Lifestyle, and other benefits and perks that enhance an employee's physical, mental, emotional, and financial well-being.

Job title

Credit Risk Manager – Lead Associate

Job type

Experience level

Senior

Salary

$123,000 - $161,000 per year

Degree requirement

Bachelor's Degree

Location requirements

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