Credit Risk Manager role focused on managing credit risk and business performance analysis in the mortgage industry. Collaborating with lenders and stakeholders to support Fannie Mae's mission.
Responsibilities
Advise, collect, review, monitor, and analyze business data to solve problems and make recommendations to improve lender’s business performance.
Partner with lenders and internal stakeholders to manage credit, counterparty, and operational risk.
Build, maintain, and enhance relationships with lender’s senior leadership with minimal assistance.
Own periodic lender credit engagements and build relationships with lender’s key risk/policy contacts; explain risk decisions to executive stakeholders.
Discuss credit policy and credit risk with lenders and manage communications on selling guide updates, regulatory guidance, and other credit risk changes with minimal assistance from team.
Monitor, analyze, negotiate, decision and engage with lenders on credit risk exceptions, profile, and performance, loan quality/defects, and compliance.
Requirements
4+ years Credit Risk Management and/or Counterparty Risk Management.
Strong knowledge of mortgage industry and origination process.
Experience building and maintaining internal and external relationships.
Proficient written and verbal communication skills; collaborative interpersonal skills and problem solving.
Ability to analyze and interpret mortgage origination data and performance trends, and clearly communicate findings to stakeholders.
Proficient in evaluating risks within the mortgage origination process and underwriting.
Strong ability to interpret Selling Guide policies and explain requirements to partners in clear, practical, and accessible terms.
Strong ability to identify opportunities for workflow process efficiencies and assist in implementing improvements that enhance accuracy and operational effectiveness.
Proficient at managing a large number of small accounts, ensuring consistent oversight, timely follow‑up, and strong organizational discipline.
Benefits
Health, Life, Voluntary Lifestyle, and other benefits and perks that enhance an employee's physical, mental, emotional, and financial well-being.
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