Customer Analyst role focused on customer behavior analysis for Naked Wines. Collaborating with teams to improve acquisition, retention, and engagement through data - driven insights.
About the role
- Senior Credit Analyst at DLL assessing and managing credit risk through financial and strategic analysis. Making informed credit decisions and supporting risk management efforts.
Responsibilities
- Analyze financial, asset, market, legal and contractual risks, including the preparation of MRA analysis and the use of the Central Rating Engine to calculate the risk rating;
- Preparing credit request reports as a sound basis for own decision-making or for decision-making by senior risk officers and the risk committee (depending on the level of authority);
- Deciding on credit requests within a given level of authority in order to support the business unit in meeting its expected loss targets;
- Monitoring the credit/risk profile of the assigned portfolio to maintain control and access the opportunity for corrective action;
- Provide information, support, training and align all parties on credit and risk management policies, processes and issues in order to cultivate a sound (credit) risk organization and (credit) risk awareness culture;
- Ensure compliance with global and local credit and risk management policies;
- Must have the ability to communicate, both orally and in writing, with other team members and with customers.
Requirements
- Completed bachelor's degree in Business Administration, Accounting or related areas;
- Postgraduate degree or MBA desirable.
- Advanced knowledge of financial indicators;
- Skills in analyzing and mitigating credit risks;
- Proficiency in using credit models and scoring systems;
- Experience in using Excel;
- PowerBI desirable;
- Strong communication and negotiation skills;
- Problem-solving skills;
- Commitment, dedication and proactivity;
- Analytical skills.
Benefits
- Two working days per year volunteering for a local charity.
- Health and Wellness program including healthy food, free health checks, fun health & vitality activities.
- Flexible hours with possibility to work from home.
- Career development opportunities: online learning, member development programs.
Job title
Job type
Experience level
Salary
Not specified
Degree requirement
Location requirements
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