About the role

  • Define and deliver Darwin trading MI, metrics and measures (from a multiple of sources)
  • Deliver the business plan and trading KPIs
  • Use a range of insight and direct approaches to actively keep track of the PCW market, present analysis and findings
  • Develop retail price tests making price adaptations and build products and proposition s to improve trading metrics of written premium, volume, loss ratio and risk mix
  • Build a deep understanding of the drivers of profitability, especially underlying risk pricing and the uncertainty inherent in the risk price
  • Use data and commercial instinct to make big calls in uncertain economic conditions and help CEO /CFO / ExCo members understand these.
  • Use multiple sources of insight to help unpack the equity story for our shareholders
  • Use insight to actively keep track of the Insurance Market and give direction for pricing / product / customer journey improvement.

Requirements

  • Highly quantitative and with previous experience of budgeting, forecasting & trading
  • Previous experience of working with linear and non-linear models, valuation models – ability to instinctively understand 2nd and 3rd order impacts of movements along a distribution curve
  • Naturally curious with a constant thirst for new insight to translate into data-driven trading actions
  • Ability to set their own agenda and independently deliver against their objectives
  • Commercially astute – create new value in all activity and ability to challenge / develop others in commercial thinking.
  • High quality data analysis– e.g., excel, tableau, SQL, Python
  • Ability to discuss pricing models with insurance pricing and underwriting
  • Bias towards practical application in a live trading environment (not research and development)
  • Ambition to take Darwin from 250k customers to 500k customers!

Benefits

  • 9% employer contributed pension
  • 50% off home, motor and pet insurance plus free Green Flag breakdown cover
  • Additional optional Health and Dental insurance
  • EV car scheme
  • Generous holidays
  • Buy as you earn share scheme
  • Employee discounts and cashback
  • Plus, many more

Job title

Commercial Trading Manager

Job type

Experience level

Mid levelSenior

Salary

Not specified

Degree requirement

Bachelor's Degree

Tech skills

Location requirements

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