About the role

  • Analista Inteligência de Crédito aiding credit management and data analysis in a leading construction company. Collaborating with multiple teams to improve credit policies and processes.

Responsibilities

  • Assist in building and calculating the company's provision for doubtful debts (allowance for doubtful accounts) and in defining credit policies.
  • Serve as a liaison for publishing data for both the Tenda and Alea portfolios.
  • Support the team with indicator analyses that aid credit decision-making.
  • Assist in integration among partner areas (Credit, Collections, Business, Finance, BI, and Technology), helping ensure conceptual alignment of the data.
  • Actively contribute to the continuous improvement of credit management processes, identifying structural adjustments to models, rules, metrics, and data governance.
  • Act as support on critical, complex, or strategic requests, assisting analysts and leadership in problem resolution and in developing robust solutions.
  • Work with current and legacy provisioning methodologies for credit losses (allowance for doubtful accounts) and credit policies.
  • Promote continuous integration and collaboration across related areas to improve data understanding and align analyses with business strategy.
  • Help develop and validate advanced reports on the credit portfolios of Tenda and ALEA operations.
  • Help ensure the extraction and manipulation of large-scale data using SQL, Python, and/or other tools or languages.

Requirements

  • Bachelor's degree in Administration, Accounting, Finance, Business Management, Law, Marketing, or a related field.
  • Knowledge of Microsoft Office.
  • Proficiency in SQL.

Benefits

  • Meal and food vouchers (iFood Benefícios).
  • Transportation allowance.
  • TendaPrev (company pension plan).
  • Annual bonus based on achievement of results.
  • Health plan – the primary member pays no monthly fee, only co-payments per use.
  • Dental plan – optional.
  • Life insurance.
  • Wellhub.
  • Dr. Alper – free consultations with specialists across different areas.
  • Pregnancy program and extended maternity leave.
  • Pharmacy discount program.
  • Hybrid work model – 2 days per week remote.
  • Flexible working hours.
  • Birthday day off.
  • Alo Viva Bem – an exclusive employee well-being channel.
  • Learning platform.
  • Education subsidy.
  • Childcare assistance for mothers.
  • Extended paternity leave.
  • Discount on Tenda apartments.
  • Discount on Cinemark tickets.
  • Christmas voucher.

Job title

Credit Intelligence Analyst I

Job type

Experience level

Mid levelSenior

Salary

Not specified

Degree requirement

Bachelor's Degree

Tech skills

Location requirements

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