Senior Manager, Credit Oversight enhancing quality and transparency in credit assessments for Business Banking. Perform peer reviews, identify gaps, and train stakeholders across credit teams.
Responsibilities
Perform independent peer reviews of high-risk credit transactions, validating analytical completeness and accuracy.
Identify analytical gaps and provide constructive feedback to deal teams, driving adherence to Business Banking’s credit assessment standards.
Ensure minimum analytical standards are met and aligned with risk frameworks and credit policy.
Support continuous improvement of credit analysis templates, tools, and AI-enabled workflows.
Provide thematic insights on recurring credit weaknesses, emerging risks, and capability gaps.
Partner with segment leaders and Learning & Capability teams to design targeted training programmes and reference materials.
Prepare oversight reporting and insights packs for leadership teams, tracking rework rates and oversight outcomes.
Recommend process enhancements or automation opportunities to improve efficiency and oversight coverage.
Build trusted relationships with frontline bankers, credit teams and segment leaders, delivering feedback and coaching in a collaborative, solution-focused manner.
Engage with governance, assurance, and control functions to support end-to-end risk management maturity.
Requirements
Excellent experience in commercial or corporate credit risk management, portfolio oversight, or credit assurance.
Proven capability in financial statement analysis, forecasting, sensitivity analysis, and transaction structuring.
Strong knowledge of Business Banking risk frameworks and credit approval processes.
Experience providing independent risk challenge and analytical feedback to senior stakeholders.
Experience in credit learning, coaching, or quality assurance.
Familiarity with AI or data-driven analytical tools supporting credit risk assessment.
Bachelor’s degree in Commerce, Finance, Accounting, or Economics
Postgraduate qualifications (e.g. CPA, CA, CFA, FRM) are desirable.
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