Hybrid Senior Manager, Credit Oversight

at Commonwealth Bank

• Job title: Senior Manager, Credit Oversight
• Job type: Full Time
• Experience level: Senior
• Salary: Not specified
• Degree requirement: Bachelor's Degree
• Location requirements: Hybrid, Sydney, Australia

About the role

• Senior Manager, Credit Oversight enhancing quality and transparency in credit assessments for Business Banking. Perform peer reviews, identify gaps, and train stakeholders across credit teams.

Responsibilities

• Perform independent peer reviews of high-risk credit transactions, validating analytical completeness and accuracy.
• Identify analytical gaps and provide constructive feedback to deal teams, driving adherence to Business Banking’s credit assessment standards.
• Ensure minimum analytical standards are met and aligned with risk frameworks and credit policy.
• Support continuous improvement of credit analysis templates, tools, and AI-enabled workflows.
• Provide thematic insights on recurring credit weaknesses, emerging risks, and capability gaps.
• Partner with segment leaders and Learning & Capability teams to design targeted training programmes and reference materials.
• Prepare oversight reporting and insights packs for leadership teams, tracking rework rates and oversight outcomes.
• Recommend process enhancements or automation opportunities to improve efficiency and oversight coverage.
• Build trusted relationships with frontline bankers, credit teams and segment leaders, delivering feedback and coaching in a collaborative, solution-focused manner.
• Engage with governance, assurance, and control functions to support end-to-end risk management maturity.

Requirements

• Excellent experience in commercial or corporate credit risk management, portfolio oversight, or credit assurance.
• Proven capability in financial statement analysis, forecasting, sensitivity analysis, and transaction structuring.
• Strong knowledge of Business Banking risk frameworks and credit approval processes.
• Experience providing independent risk challenge and analytical feedback to senior stakeholders.
• Experience in credit learning, coaching, or quality assurance.
• Familiarity with AI or data-driven analytical tools supporting credit risk assessment.
• Bachelor’s degree in Commerce, Finance, Accounting, or Economics
• Postgraduate qualifications (e.g. CPA, CA, CFA, FRM) are desirable.

Benefits

• Flexible work locations
• Respectful and inclusive workplace
• Professional development opportunities
• Support for sharing ideas and initiatives