Commercial Underwriting Associate serving as the primary point of contact for policy inquiries. Providing superior customer service and assisting with policy changes and billing inquiries.
About the role
- Underwriting Reviewer at Citi, responsible for analyzing commercial credit extensions and preparing detailed credit summaries. Supporting bankers and ensuring compliance with credit policies in Taiwan.
Responsibilities
- Interface with and support bankers in underwriting requests for commercial credit extensions.
- Prepare a detailed written credit summary of commercial applicants requesting credit.
- Perform detailed financial analysis on companies, including trend and ratio analysis.
- Perform credit and personal financial statement analysis on individuals, guarantors, and co-borrowers.
- Perform industry and geographical research and other due diligence as needed.
- Maintain compliance with Citibank credit policies/practices and regulatory policies.
- Assist business unit goals by continuous identification of process improvements and efficiencies.
- Provide backup support to Credit Underwriting Group Manager and mentor lower level Credit Officers as needed.
Requirements
- 6-10 years previous credit authority experience.
- Prior experience working in a regulatory and compliance policy environment.
- Proven analytical skills including the ability to read and assess individual and company financial statements.
- Demonstrated knowledge of intermediate accounting theory and its practical application in the credit underwriting process.
- Excellent organizational skills, prioritizing capabilities, attention to detail, and the ability to complete assignments within required deadlines.
- Effective inter-personal and written/verbal communication skills.
- Thorough problem recognition and resolution skills.
- Pro-active disposition with ability to work autonomously and within a team.
- Proficient in various spreadsheet and word processing applications (Excel and Word).
Benefits
- Health insurance
- Paid time off
- Flexible work arrangements
Job title
Job type
Experience level
Salary
Not specified
Degree requirement
Location requirements
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