Underwriting Reviewer at Citi, responsible for analyzing commercial credit extensions and preparing detailed credit summaries. Supporting bankers and ensuring compliance with credit policies in Taiwan.
Responsibilities
Interface with and support bankers in underwriting requests for commercial credit extensions.
Prepare a detailed written credit summary of commercial applicants requesting credit.
Perform detailed financial analysis on companies, including trend and ratio analysis.
Perform credit and personal financial statement analysis on individuals, guarantors, and co-borrowers.
Perform industry and geographical research and other due diligence as needed.
Maintain compliance with Citibank credit policies/practices and regulatory policies.
Assist business unit goals by continuous identification of process improvements and efficiencies.
Provide backup support to Credit Underwriting Group Manager and mentor lower level Credit Officers as needed.
Requirements
6-10 years previous credit authority experience.
Prior experience working in a regulatory and compliance policy environment.
Proven analytical skills including the ability to read and assess individual and company financial statements.
Demonstrated knowledge of intermediate accounting theory and its practical application in the credit underwriting process.
Excellent organizational skills, prioritizing capabilities, attention to detail, and the ability to complete assignments within required deadlines.
Effective inter-personal and written/verbal communication skills.
Thorough problem recognition and resolution skills.
Pro-active disposition with ability to work autonomously and within a team.
Proficient in various spreadsheet and word processing applications (Excel and Word).
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