About the role

  • Liquidity Product Specialist managing US Cash Management services at SMBC. Developing and executing strategies to optimize cash flow and liquidity positions for institutional clients.

Responsibilities

  • Develop and execute a liquidity strategy to drive deposit growth, accelerate business profitability and deliver bespoke liquidity solutions for clients
  • Optimize SMBC client cash flows and liquidity positions based on client input and needs
  • Oversee the management of liquidity products, including sweeps, pooling, forecasting, and short-term investments
  • Lead and support project teams in the design and delivery of new products and enhancements
  • Analyze customer, product, and competitive data to deliver on client needs while driving increased business optimization and P&L growth
  • Develop, manage and execute beta management strategy across deposit portfolio; analyze client sensitivity
  • Collaborate with corporate clients to enhance cash forecasting and liquidity management capabilities through a client-backed approach
  • Optimize SMBC’s balance sheet through deep analysis and understanding of liquidity stress testing and regulatory constraints
  • Partner with the US Cash Management Product Management team, along with Technology and Operations teams, as well as the US Treasury team to deliver innovative and client-backed solutions
  • Closely manage financial planning ensuring goals and targets are exceeded
  • Serve as subject matter expert on liquidity management and solutions.

Requirements

  • Minimum 5-7 years’ experience across Transaction Banking, Cash Management, Liquidity Management, Trade Finance & Working Capital solutions, and/or Corporate Banking ideally within a global organization
  • Highly analytical with the ability to distill large, complex datasets into simplified concepts
  • Proven negotiation skills and commercialization capabilities to drive client engagement and deal generation
  • Experience working with institutional clients to optimize DDA structures and liquidity management
  • Integral knowledge of regulatory requirements impacting deposits while possessing strong risk & controls acumen
  • Strong understanding of global markets, monetary policy, cash management and industry trends affecting deposit product management and client engagement
  • Demonstrate ability to drive change, influence and deliver results in a fast-paced and dynamic environment
  • Self-starter with a high level of confidence and experience to drive change and execute as priorities and requirements may quickly evolve
  • Excellent interpersonal and communication skills, with a focus on customer-centric solutions
  • Experience working with global multinational corporations and clients
  • Experience in managing P&Ls
  • Understanding of new technologies such as machine learning and artificial intelligence and their potential applications to cash management
  • Strong understanding of liquidity products, cash management processes, and global market trends
  • Expertise in liquidity accuracy, balance sheet management regulatory compliance, and liquidity stress testing.

Benefits

  • Competitive portfolio of benefits
  • Annual discretionary incentive award

Job title

Liquidity Product Specialist

Job type

Experience level

Mid levelSenior

Salary

$53,000 - $105,000 per year

Degree requirement

Bachelor's Degree

Location requirements

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