Hybrid Cards Business Analyst

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About the role

  • Analista de Negócios gerenciando programa de cartões e benefícios na empresa BV. Responsável por análises financeiras, gestão de parceiros, e desenvolvimento de melhorias no programa.

Responsibilities

  • Monitor actual vs. budgeted costs for the benefits program.
  • Prepare financial projections (short-, medium- and long-term).
  • Identify, validate and track accounting entries, provisions and adjustments.
  • Support monthly closing processes, ensuring data consistency.
  • Track and analyze program KPIs.
  • Produce analyses and executive materials with actionable insights.
  • Manage the benefits program partners end-to-end.
  • Lead negotiations and model reviews aimed at financial efficiency.
  • Propose improvements to increase the program's attractiveness.
  • Ensure alignment of the program with the strategic positioning of the cards.
  • Act as a bridge between the Business team and the Product team.

Requirements

  • Strong economic and financial analysis skills and ability to read financial statements.
  • Experience with budgeting, financial control, forecasting and feasibility analyses.
  • Knowledge of accounting concepts (provisions, accruals, reconciliations).
  • Advanced Excel (modeling, analysis, financial controls).
  • Ability to structure and monitor performance indicators.
  • Experience in partner and contract management is a plus.
  • Experience in cards, payment methods, loyalty programs or benefits.

Benefits

  • Health (medical and dental plan)
  • Meal allowance
  • Private pension plan
  • Professional development program
  • Home office allowance

Job title

Cards Business Analyst

Job type

Experience level

Mid levelSenior

Salary

Not specified

Degree requirement

No Education Requirement

Location requirements

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