IT Help Desk Technician providing first level IT support for internal team members at DATTCO, a family - owned transportation company. Collaborating with teams to resolve technical issues while ensuring a supportive work environment.
About the role
- Credit Administrator providing credit oversight through reviews and evaluations at Axos Bank. Collaborating with teams for loan structuring and engaging with legal counsel for commercial borrowers.
Responsibilities
- Provide credit oversight through initial and periodic credit reviews and evaluation, loan structuring, and engagement with legal counsel for an assigned portfolio of commercial borrowers.
- Responsible for reviewing and approving loan submissions within the designated credit approval authority.
- Review and evaluate new credit proposals, amendments, and renewals for a portfolio of commercial borrowers while focusing on the quality and analysis of the credit presented.
- Approve proposed extensions of credit within authorized loan limits.
- Engage with credit portfolio management to monitor and manage the risk of a portfolio of commercial borrowers.
- Approve periodic loan reviews and confirm the accuracy of the risk rating.
- Provide guidance on credit issues including proper structuring, early detection of problem loans to business units through thought leadership and coaching.
- Assist in managing problem loan credits.
- Collaborate with business units and engage with legal counsel on the documentation of loan transactions.
- Proactive in understanding industry, market, and borrower trends to manage the credit risk of an assigned product which could lead to proposing updates to credit policies, guidelines, and procedures.
- Coach and mentor team of direct reports.
Requirements
- Bachelor's degree
- 12+ years' related experience
- Advanced knowledge of commercial credit framework, and basic commercial credit legal documentation principles
- Superior Credit Analysis skills
- Completion of a formal Credit Training Program at a major financial institution
- Ability to use core Microsoft Office programs and applications such as Word and Excel with ease
- Ability to work in a team environment
Benefits
- Medical, Dental, Vision, and Life Insurance
- Paid Sick Leave, 3 weeks’ Vacation, and Holidays (about 11 a year)
- HSA or FSA account and other voluntary benefits
- 401(k) Retirement Saving Plan with Employer Match Program and 529 Savings Plan
- Employee Mortgage Loan Program and free access to an Axos Bank Account with Self-Directed Trading
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