Hybrid SVP, Credit Administrator – Middle Market

Posted 3 hours ago

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About the role

  • Credit Administrator providing credit oversight through reviews and evaluations at Axos Bank. Collaborating with teams for loan structuring and engaging with legal counsel for commercial borrowers.

Responsibilities

  • Provide credit oversight through initial and periodic credit reviews and evaluation, loan structuring, and engagement with legal counsel for an assigned portfolio of commercial borrowers.
  • Responsible for reviewing and approving loan submissions within the designated credit approval authority.
  • Review and evaluate new credit proposals, amendments, and renewals for a portfolio of commercial borrowers while focusing on the quality and analysis of the credit presented.
  • Approve proposed extensions of credit within authorized loan limits.
  • Engage with credit portfolio management to monitor and manage the risk of a portfolio of commercial borrowers.
  • Approve periodic loan reviews and confirm the accuracy of the risk rating.
  • Provide guidance on credit issues including proper structuring, early detection of problem loans to business units through thought leadership and coaching.
  • Assist in managing problem loan credits.
  • Collaborate with business units and engage with legal counsel on the documentation of loan transactions.
  • Proactive in understanding industry, market, and borrower trends to manage the credit risk of an assigned product which could lead to proposing updates to credit policies, guidelines, and procedures.
  • Coach and mentor team of direct reports.

Requirements

  • Bachelor's degree
  • 12+ years' related experience
  • Advanced knowledge of commercial credit framework, and basic commercial credit legal documentation principles
  • Superior Credit Analysis skills
  • Completion of a formal Credit Training Program at a major financial institution
  • Ability to use core Microsoft Office programs and applications such as Word and Excel with ease
  • Ability to work in a team environment

Benefits

  • Medical, Dental, Vision, and Life Insurance
  • Paid Sick Leave, 3 weeks’ Vacation, and Holidays (about 11 a year)
  • HSA or FSA account and other voluntary benefits
  • 401(k) Retirement Saving Plan with Employer Match Program and 529 Savings Plan
  • Employee Mortgage Loan Program and free access to an Axos Bank Account with Self-Directed Trading

Job title

SVP, Credit Administrator – Middle Market

Job type

Experience level

Lead

Salary

$180,000 - $225,000 per year

Degree requirement

Bachelor's Degree

Location requirements

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