Compounding and Polyisoprene Assistant Manager at Reckitt responsible for planning and supervising manufacturing processes. Driving efficiency, quality, and safety in production operations within the latex industry.
About the role
- Credit Portfolio Manager III providing independent perspective in underwriting complex Wholesale Banking loans. Partnering with Relationship Managers while adhering to regulatory and compliance guidelines.
Responsibilities
- Responsible for providing an independent perspective in underwriting and managing complex Wholesale Banking loans and relationships up to the bank’s legal lending limit
- Partner with Relationship Managers and the Credit Portfolio Management Team Leader in delivering credit solutions
- Lead the independent underwriting process for new and renewal opportunities for clients and prospects within an assigned portfolio
- Provide in-depth, independent analysis of financial statements, management competencies, industry impact, competitive dynamics, collateral, and guarantor support
- Prepare detailed short or long-term financial projections
- Make recommendations to Relationship Managers and Credit Approvers
- Manage assigned portfolio by proactively monitoring performance and trends
- Participate or lead client calls with Relationship Manager for in-depth financial questions
- Participate in special projects to aid with the continuous improvement of portfolio management
- Adhere to all applicable laws and regulations governing bank operations
Requirements
- Bachelor's degree in Accounting or Finance
- Seven or more years of experience in a commercial lending environment
- Experience across multiple lines of business, including but not limited to Commercial & Industrial, real estate development and builder lines, service, retail, commercial real estate, religious organizations and government
- Considered a SME for aligned industry, commercial credit and lending concepts, practices and regulations
- Advanced written and analytical skills
- Skilled in the analysis of financial statements, tax returns and cash flows of commercial & industrial companies, or commercial & residential real estate companies
- Knowledge of financial statement spreading, including proficiency in preparing pro-forma statements within Moody's or other software package
- PC proficiency with Word and Excel, including the use of system and user generated formulas, macros, charts, and tables
- Strong organization skills with the ability to self-manage time and work flow to meet deadlines
Benefits
- General information on our comprehensive benefits package can be found by visiting https://www.atlanticunionbank.com/about/careers/benefits
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