Financial Analyst focusing on ALCO reporting and investment analysis at ACNB Bank. Collaborating with finance leadership to provide insights that influence financial decisions.
Responsibilities
Becoming a trusted contributor to ALCO and interest rate risk reporting
Accurately compile and support monthly ALCO materials related to capital, interest rate risk, and investments.
Develop a solid understanding of the Bank’s balance sheet risk profile and key assumptions.
Providing meaningful, data-driven insight to senior leadership
Support the CFO, Principal Treasury Officer, and Finance team with clear, reliable financial analysis.
Translate complex financial and market data into practical information leaders can use.
Strengthening peer, product, and profitability analysis
Analyze financial results relative to peer and competitor institutions.
Perform ad hoc analysis to evaluate product profitability and financial performance drivers.
Assist with managing the investment portfolio bond accounting system.
Support oversight of daily cash positioning, correspondent bank balances, and borrowing capacity.
Compile, organize, and maintain documentation supporting treasury functions.
Help maintain internal controls, procedures, and SOX-related requirements.
Serve as backup for designated treasury functions.
Support strategic initiatives, investor-related reporting, and special projects as assigned.
Requirements
Bachelor’s degree in Finance, Accounting, Economics, Mathematics, or related field
1–3 years of experience in a bank or financial institution preferred
Foundational knowledge of: Asset/liability management and interest rate risk
Liquidity management, cash management, and investments
Fixed income, capital markets, and basic economics
Familiarity with bond accounting systems, treasury, or funding concepts is a plus
Intermediate Excel skills and strong overall MS Office proficiency
Strong analytical mindset with the ability to manage complex data
Ability to explain financial information clearly to non-technical partners
Organized, dependable, and capable of balancing project work with daily responsibilities
Professional communication skills and a collaborative working style.
Benefits
Direct exposure to executive leadership and enterprise-level decision making
Hands-on involvement in ALCO, interest rate risk, capital, and investment analysis
Broad finance and treasury experience that accelerates long-term career growth
A role designed for learning, visibility, and increasing responsibility
Opportunity to represent the organization in community and professional settings
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