About the role

  • Manage a caseload of limited coverage and medium to severe claims with authorization to resolve cases within a designated monetary threshold.
  • Develop and implement impactful strategies to negotiate and resolve claims within established parameters.
  • Strive to achieve fair and equitable outcomes while steadfastly upholding company and departmental protocols and standards.
  • Deliver quality customer service to all parties involved in the claim process, ensuring prompt and efficient delivery of appropriate benefits.
  • Actively participate in meetings or visits with agents, insurers, and policyholders to cultivate professional relationships and facilitate effective issue resolution.
  • Conduct investigations into losses utilizing various techniques such as interviews, recorded statements, and thorough documentation.
  • Diligently gather and preserve evidence.
  • Identify opportunities for subrogation or instances of potential fraud.
  • Verify, analyze, and apply coverage correctly to each case based on a thorough analysis of facts and pertinent statutory case law.
  • Scrutinize bills, determine necessary actions, and process claims accordingly, prioritizing cost-effective resolutions.
  • Prepare concise and timely reports to facilitate efficient claims processing.
  • Keep agents, insurers, agency operations, and the corporate Claims Department informed of file status and pertinent developments.
  • Ensure accurate and timely filing of all state forms required for claims processing; prepare necessary reports for large loss and reinsurance carriers.
  • Establish reserves and authorize payments in alignment with established procedures.
  • Scrutinize contracts to evaluate risk transfer and assess duty to defend and indemnify additional insured parties.
  • Manage the litigation process in an efficient and effective manner.
  • Determine the necessity for, and provide guidance to defense counsel, independent adjusters, or technical experts, while monitoring and managing their expenses.
  • Attend hearings, pre-trial settlements, conferences and trials.
  • Assess the need for independent medical evaluations, second opinions, nurse or physician reviews, and make referrals.
  • Evaluate the need for external services such as surveillance, field adjusters, or field case managers or coordinating referrals.
  • Maintain detailed documentation of claims activity in claim notes, regularly reviewing and updating diaries and claim notes for all open claims.
  • Meet or exceed expected quality performance guidelines to uphold service standards.
  • Participate in professional development through training programs to stay updated on workers’ compensation laws, rules, and regulations.
  • Identify cases necessitating large loss and/or reinsurance reports, ensuring comprehensive management.
  • Conduct thorough file reviews at various stages of the claims process.
  • Contribute to the training of workers’ compensation claim staff under the guidance of management.
  • Serve as a technical expert and offer support to management.
  • Monitor litigated files to ensure adherence to litigation management protocols.
  • Utilize Insurance Service Office (ISO) decision net and claim search inquiries.
  • Respond to complaint calls and other inquiries, excluding those related to Department of Insurance (DOI) complaints, with professionalism and efficiency.
  • Performs other duties as assigned.

Requirements

  • Bachelor's degree or equivalent combination of education and/or experience in the insurance field
  • Five or more years of workers’ compensation experience including complex case processing
  • Licensed in multiple jurisdictions with a professional claims designation
  • Knowledge of applicable state laws across territories of operation
  • Knowledge of claims policy, procedures, fiduciary guidelines and best practices
  • Skill in interpersonal interactions, with the ability to collaborate effectively with individuals at all organizational levels and with external stakeholders; skill in customer service, problem-solving time management and conflict resolution
  • Capacity to work autonomously while ensuring transparent communication with internal leadership
  • Skill in planning, time and organizational management; ability to multi-task effectively while paying attention to detail
  • Proficient in both verbal and written communication with the ability and commitment to maintain confidentiality
  • Proficient with Microsoft Office Suite and function specific software applications

Benefits

  • Competitive Salary
  • Bonus Structure
  • Profit Sharing
  • Medical, Dental, Vision Insurance
  • Employer Paid Short Term Disability
  • Employer Paid Long Term Disability
  • Employer Paid Life Insurance
  • Voluntary Life Insurance
  • 401K with Company Match
  • PTO

Job title

Senior Workers Compensation Claims Adjuster

Job type

Experience level

Senior

Salary

Not specified

Degree requirement

Bachelor's Degree

Location requirements

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