Hybrid Senior Director, Data Science – Debit Routing

Posted 2 weeks ago

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About the role

  • Own the data science roadmap for dynamic routing and interchange optimization across U.S. domestic, cross-border payment flows, and extension of dynamic routing globally.
  • Build and deploy ML/AI models that inform routing decisions based on issuer behavior, cost structures, geo/location, network rules and eligibility, and approval likelihood.
  • Develop scalable, low-latency algorithms integrated into real-time payment decisioning engines.
  • Design and validate experiments to quantify the financial impact of routing and interchange strategies (e.g., A/B tests, multi-armed bandits).
  • Model complex cost structures (interchange, scheme fees, FX margins) to recommend optimal routing paths for each transaction.
  • Build, lead, and mentor a multidisciplinary team of ~15 data scientists and data analysts.
  • Foster a culture of innovation, experimentation, and continuous learning.
  • Collaborate with Product and Global Network Partnership teams to align optimization strategies with commercial agreements and market coverage.

Requirements

  • Deep experience in payments, fintech, or financial transaction optimization required.
  • Deep understanding of global regulatory frameworks that impact transaction routing (e.g. U.S. Durbin Amendment).
  • Excellent understanding of global interchange systems, scheme fee structures, and cross-border routing economics.
  • Strong applied knowledge of ML/AI, optimization, and decision science techniques.
  • Proficiency in Python, SQL, and Spark.
  • Advanced degree (PhD or Master’s) in Computer Science, Statistics, Mathematics, Engineering, or related field.
  • 10 years of experience in data science or analytics, with at least 5 years in a leadership role.

Benefits

  • Worldpay is committed to providing its employees with an exciting career opportunity and competitive compensation.

Job title

Senior Director, Data Science – Debit Routing

Job type

Experience level

Senior

Salary

$177,100 - $297,500 per year

Degree requirement

Postgraduate Degree

Tech skills

Location requirements

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