Hybrid Senior Data Scientist – Fraud Identity Analytics

Posted last month

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About the role

  • Develop and implement quantitative solutions to improve ability to detect and prevent identity theft, account takeover, and fraud
  • Develop and continuously update internal identity theft and authentication models to mitigate fraud losses
  • Closely partner with Strategies team, Director of Fraud Identity Analytics and Director of Fraud Model Management on model builds
  • Partner with Technology to deploy a Financial Crimes graph database strategy, including vendor selection
  • Deploy graph databases and graph techniques to identify criminal networks engaging in fraud
  • Generate and prioritize fraud-dense rings to mitigate losses and improve Member experience
  • Identify and work with technology to integrate new data sources for models and graphs
  • Export insights to decision systems to enable better fraud targeting
  • Drive continuous innovation in modeling efforts including advanced techniques like graph neural networks
  • Collaborate with the analytics community to share standard methodologies

Requirements

  • Bachelor’s degree in mathematics, computer science, statistics, economics, finance, actuarial sciences, science and engineering, or other similar quantitative field; OR 4 years of experience in statistics, mathematics, quantitative analytics, or related experience may be substituted in lieu of degree.
  • 6 years of experience in a predictive analytics or data analysis
  • 4 years of experience in training and validating statistical, physical, machine learning, and other advanced analytics models.
  • 4 years of experience in one or more dynamic scripted languages (such as Python, R, etc.) for performing statistical analyses and/or building and scoring AI/ML models.
  • Proven experience writing code that is easy to follow, well documented, and commented where vital to explain logic (high code transparency).
  • Strong experience in querying and preprocessing data from structured and/or unstructured databases using query languages such as SQL, HQL, NoSQL, etc.
  • Strong experience in working with structured, semi-structured, and unstructured data files such as delimited numeric data files, JSON/XML files, and/or text documents, images, etc.
  • Demonstrated skill in performing ad-hoc analytics using descriptive, diagnostic, and inferential statistics.
  • Ability to assess and articulate regulatory implications and expectations of distinct modeling efforts.
  • Advanced experience with the concepts and technologies associated with classical supervised modeling for prediction such as linear/logistic regression, discriminant analysis, support vector machines, decision trees, forest models, etc.
  • Advanced experience with the concepts and technologies associated with unsupervised modeling such as k-means clustering, hierarchical/agglomerative clustering, neighbors algorithms, DBSCAN, etc.
  • Experience guiding and mentoring junior technical staff in business interactions and model building.
  • Experience communicating analytical and modeling results to non-technical business partners with emphasis on business recommendations and actionable applications of results.

Benefits

  • comprehensive medical, dental and vision plans
  • 401(k)
  • pension
  • life insurance
  • parental benefits
  • adoption assistance
  • paid time off program with paid holidays plus 16 paid volunteer hours
  • various wellness programs
  • career path planning and continuing education assistance

Job title

Senior Data Scientist – Fraud Identity Analytics

Job type

Experience level

Senior

Salary

$138,230 - $248,810 per year

Degree requirement

Bachelor's Degree

Tech skills

Location requirements

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