Analyst within Credit Risk Management team identifying credit segmentation opportunities using statistical methods. Collaborating with teams to enhance credit decision process and policies.
About the role
- Lead the development and implementation of advanced data science models.
- Collaborate with stakeholders to understand requirements.
- Drive best practices in data science.
- Ensure data quality and integrity in all processes.
- Mentor and guide junior data scientists.
- Stay updated with the latest trends in data science.
- Conduct thorough analysis with all available data tools and provide detailed insights which can be transformed into risk strategies that balances risk/reward trade-offs.
- Set up detailed portfolio monitoring to ensure there is no fraud pressure and work with peers to mitigate fraud with a high level of urgency.
- Continuously manage credit exposure and conduct sensitivity testing to optimize strategy.
- Work closely to evaluate internal models and implement them in our risk strategies.
- Partner with product and platform team to execute risk strategies and conduct A/B testing to optimize onboarding funnel.
Requirements
- 3+ years relevant experience and a Bachelor’s degree OR Any equivalent combination of education and experience.
- 5+ years of experience in financial technology, banking, or payments in developing and implementing risk strategies to mitigate losses.
- Strong knowledge in data analytics to extract, analyze and transform data into risk strategy recommendations for profitable business growth.
- Knowledge of existing/emerging regulatory frameworks related to consumer and SMB acquisition.
- Well organized, with the ability to thrive in a fast-paced work environment and manage numerous projects simultaneously under deadline pressure.
- Demonstrated ability to build/maintain relationships with key stakeholders to execute the risk roadmap.
Benefits
- Flexible working environment
- Employee shares options
- Health and life insurance
- Wellness programs
Job title
Job type
Experience level
Salary
Not specified
Degree requirement
Location requirements
AM
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