Data Scientist helping Qliro develop payment solutions through machine - learning in credit and fraud domains. Collaborating in a modern data platform environment to enhance decision - making capabilities.
About the role
- Senior Credit Strategy Analyst designing credit underwriting strategies for credit card future at SoFi. Collaborating with Data Science to innovate machine learning models and improve performance.
Responsibilities
- Architect credit underwriting, pre-screen targeting, A/B testing and credit limit assignment strategies.
- Utilize deep analysis to power the future of credit card, using a comprehensive data ecosystem including multi-product internal data, credit bureaus and alternative data.
- Seek to drive continuous improvements in strategies and processes.
- Work collaboratively with the Data Science team to design new machine learning models.
- Partner closely with implementation teams to accurately deploy new strategies.
- Work with other business partners across Business Unit, Operations, Marketing, Finance, Legal and Compliance etc. to deliver successful business results.
- Understand credit risk and develop approaches to mitigate loss and responsibly grow revenue.
- Monitor performance of strategies and portfolios.
- Document and communicate results and escalate issues as necessary.
- Identify gaps/opportunities and drive actions.
Requirements
- Master’s degree (or its foreign degree equivalent) in Computer Science, Finance, Mathematics, Statistics, Business Administration, Engineering (any field), or a related quantitative discipline, and three (3) years of experience in the job offered or in any occupation in related field.
- Special Skill Requirements: (1) credit risk strategy; (2) consumer credit analytics; (3) credit strategy analytical life cycle; (4) analytical strategy development; (5) customer performance data; (6) bureau attributes; (7) EXCEL; (8) SQL; (9) Python; (10) Decision Trees; (11) regression; (12) logistic regression; (13) A/B testing; (14) Tableau. Any suitable combination of education, training and/or experience is acceptable.
Benefits
- To view all of our comprehensive and competitive benefits, visit our Benefits at SoFi page!
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