Head of Risk designing and maintaining risk management frameworks at Homeprotect. Advising on risk strategies and ensuring regulatory alignment in a hybrid work environment.
Responsibilities
Design, implement, and maintain Homeprotect’s Risk Management Framework (RMF), ensuring alignment with regulatory requirements, risk appetite, and growth strategy.
Embed risk culture across the firm, driving awareness, accountability, and consistent practices.
Advise the Chief Risk & Compliance Officer, Board, and Audit & Risk Committee on strategic and emerging risk matters.
Identify, assess, and monitor enterprise-wide risks, including strategic, operational, conduct, financial crime, data, cyber, outsourcing, and insurance risks.
Lead scenario analysis, emerging risk reviews, and stress testing to evaluate potential impacts on the firm.
Maintain risk registers, Risk & Control Self Assessments, and key risk indicators to support ongoing oversight.
Provide independent second-line challenge of business risks and mitigation plans.
Collaborate with senior leaders and risk owners to strengthen control effectiveness and embed resilience.
Ensure mitigation strategies are proportionate, actionable, and aligned with risk appetite.
Deliver clear, timely, and actionable risk reports to the CR&CO, Senior Leadership Team, and Audit & Risk Committee.
Present risk insights and data in a format that drives informed decision-making.
Support governance by ensuring risks are escalated, tracked, and addressed within agreed tolerances.
Requirements
Extensive expertise and knowledge of direct risk management and leadership experience in RMF and Operational Risk Management areas.
Thorough understanding of risk assessment best practices, concepts, practices, and tools.
Exceptional analytical, problem solving and presentation/report writing skills, combined with a good understanding of business dynamics and commercial value drivers.
Exceptional project delivery approaches to effectively lead risk management initiatives.
Exceptional interpersonal and presentation skills; ability to work collaboratively and communicate effectively with diverse stakeholders. Intellectual mobility and inquisitiveness; Comfortable developing answers/solutions when requirements remain unclear or change.
Experience in effectively championing risk governance across multiple stakeholders and competing priorities.
Previous experience managing a risk program or framework and liaising with regulators.
Strong knowledge with Governance, Risk and Compliance and other Controls frameworks.
You will have a deep understanding of the technical discipline of implementing an RMF and a good understanding of the insurance industry and the unique risks that it faces.
Exceptional capability for managing and leading people with the ability to lead, manage and motivate teams.
Ability to work effectively and lead teams in a fast-paced, dynamic environment and adapt to change.
Coach, mentor, and train staff, as well as other team members.
Prior experience in home insurance or personal lines insurance.
Relevant certification in Risk Management or related field is preferred.
Exposure to machine learning/AI risk management (if relevant to pricing or claims).
Experience with FCA or PRA thematic reviews or s166 (Skilled Person) reviews.
Benefits
A genuinely flexible approach to work. We are really supportive of you flexing your hours and location to help you keep everything in your life in balance.
Opportunities to focus on your professional growth whether that’s through training or other personal development opportunities - we want you to build your long-term career with us.
Discount of 50% when you choose to take out a home insurance policy with us.
An in-house wellbeing programme including seminars and workshops from wellbeing coaches and professionals.
Home working starter kit and money to spend on additional equipment you may need.
Charitable giving scheme, so you can donate to our partner charity, or one of your choices.
The opportunity to work alongside brilliant people, because this isn’t something that every organisation can offer!
25 days’ holiday (plus bank holidays) and the ability to buy and sell >5 days annually.
Private medical cover for all employees
Financial Advice with Octopus Money
Life insurance
Annual discretionary bonus scheme
Pension contribution
Free fruit and really good coffee for the days you come into the office.
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