Hybrid Director of Compliance

Posted last month

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About the role

  • Lead the Compliance Department, overseeing compliance programs including BSA/AML and Fair Lending.
  • Develop and implement company-wide compliance strategies, policies, and procedures.
  • Interpret and provide guidance on mortgage lending regulations and agency guidelines (e.g., CFPB, HUD, VA, TILA, RESPA, TRID, QM/ATR, ECOA, HMDA, GLBA, UDAAP, SAFE Act, Fannie Mae, Freddie Mac).
  • Develop a change management system to monitor regulatory changes, update policies, and oversee new mortgage product offerings.
  • Conduct audits, monitoring, and testing of compliance procedures; report findings, implement corrective actions, and monitor remediation.
  • Establish SOPs and efficient processes to support organizational needs and provide excellent service to business units.
  • Conduct loan reviews, identify trends, and report findings to Senior Management.
  • Serve as escalation point for complex compliance issues and collaborate across departments to implement timely solutions.
  • Prepare reports and materials for senior leadership and the Compliance Committee.
  • Act as liaison with regulators and external agencies; participate in audits, exams, consumer complaint responses, and compliance reporting.
  • Provide leadership and coaching to Compliance staff, ensuring clear performance standards and objectives.
  • Oversee the development, delivery, and documentation of compliance training programs, including annual certifications.
  • Collaborate with internal teams (including regulatory counsel) and external vendors to address compliance issues and integrate compliance into operations.
  • Provide oversight of TPOs and vendor management, including due diligence, audits, corrective actions, and reporting.
  • Additional responsibilities as assigned due to business needs.

Requirements

  • Bachelor’s degree in business, finance, or related field.
  • 7+ years of experience in compliance, risk management, or financial services; mortgage origination experience required.
  • 5+ years of management-level experience in compliance, including leading teams.
  • Strong knowledge of federal and state mortgage lending regulations, investor guidelines, and government agency standards.
  • Experience with loan origination processes (Processing, Underwriting, Closing, QA) and servicing.
  • Prior experience managing regulatory exams, audits, compliance reporting, quality control, and TPO oversight.
  • Proficiency with Encompass and Mavent; JIRA experience preferred.
  • Strong leadership, communication, and organizational skills.
  • Experience preparing Suspicious Activity Reports (SARs) and working with SAR Review Advisors.
  • Professional certifications preferred, including CRCM (Certified Regulatory Compliance Manager) or CAMS (Certified Anti-Money Laundering Specialist).

Job title

Director of Compliance

Job type

Experience level

Lead

Salary

Not specified

Degree requirement

Bachelor's Degree

Location requirements

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