Hybrid Credit Risk Reporting Manager

at Avidbank

• Job title: Credit Risk Reporting Manager
• Job type: Full Time
• Experience level: Mid level, Senior
• Salary: $125,000 - $175,000 per year
• Degree requirement: Bachelor's Degree
• Location requirements: Hybrid, San Jose, United States

About the role

• Credit Risk Reporting Manager managing a team for credit-driven reports in a commercial bank. Overseeing project management and data analysis to monitor credit risk in loan portfolios.

Responsibilities

• Effectively manage a small team
• Coordinate between Credit and Finance on the quarterly ACL preparation
• Update and compile charts and selective narrative portions of the quarterly ACL Qualitative report
• Manage ACL audits and validation process
• Prepare monthly credit risk management report deck to assess KPl's, leading indicators, data management and forward projections to measure risks and/or opportunities in a useful and actionable framework
• Provide reporting for Credit Committee and Board of Directors
• CRA WIZ software administrator. Update quarterly CRA reporting in conjunction with the CRA coordinator
• Update CRE stress testing (quarterly) in conjunction with the CRE credit officer
• Manage the accuracy of the covenant tickler system
• Baker Hill Administrator
• Sageworks/Abrigo Administrator
• Prepare additional portfolio reports for Credit Administration
• On an as needed basis, design and develop forms and spreadsheets for Credit Administration
• Provide input to management on where improvements are needed for Horizon loan system

Requirements

• Minimum of 4+ years relevant financial reporting in business or commercial banking
• Bachelor's degree or equivalent required
• Strong management skills
• Computer proficiency and advanced skill set in Microsoft Excel, Word, Outlook, PowerPoint, and Sageworks/Abrigo
• Excellent verbal and written communications skills with strong data presentation abilities
• Ability to work effectively and develop relationships with various departments throughout the bank and outside accountants and vendors
• Strong analytical proficiencies utilizing KPI and variance analysis
• Excellent problem-solving skills, data management and report writing abilities
• Working knowledge of the organization's core operating system
• Ability to work efficiently and accurately ensuring all timely deadlines are met
• Strong organizational skills with attention to detail
• Capacity to manage and effectively prioritize multiple deliveries simultaneously
• Basic knowledge of commercial lending, ACL, stress testing and concentration risks.

Benefits

• competitive compensation
• medical insurance
• dental insurance
• vision insurance
• life insurance
• long term disability insurance
• 401k with matching
• paid holidays
• competitive paid time off policy