About the role

  • Conduct credit analyses for new clients, including evaluation of Serasa Score, online research, financial statements (Balance Sheet, Income Statement - DRE, and Cash Flow Statement) and interpretation of key liquidity, solvency, profitability and leverage indicators;
  • Assess the need for collateral in accordance with identified risk and internal policies;
  • Organize and update databases and reports, ensuring the integrity of credit information;
  • Contribute to the calibration and improvement of credit policies and models, participating in the design of enhancements and process reviews;
  • Support the preparation of KPIs, materials, supplier negotiations and presentations to support Credit Committees and Executive Management;

Requirements

  • Bachelor's degree completed or in progress in Accounting, Business Administration, Economics or related fields.
  • Basic Excel skills (data organization, simple formulas, filters and pivot tables);
  • Strong analytical ability with attention to detail;
  • Organized and disciplined in managing tasks and meeting deadlines;
  • Previous experience in credit routines;
  • Knowledge of SQL and Power BI;
  • Familiarity with financial statement analysis and financial indicators.

Benefits

  • High-quality health coverage with Omint: access a top-tier medical and dental network with nationwide coverage.
  • Alelo Pod card for flexible Meal and Food spending (Vale Refeição and Vale Alimentação), accepted at major restaurant and supermarket chains.
  • Flexible and sustainable working hours.
  • Mobility: choose the option that works best for you — transportation voucher, fuel allowance or parking.
  • Total Pass: an online platform dedicated to promoting quality of life, health and well-being. Plans that provide access to gyms, studios and online services, with exclusive Matrix discounts covering you and up to 3 dependents.
  • Group life insurance.
  • Profit Sharing (PLR), subject to attainment of targets and performance.
  • Work with a fantastic team in a collaborative environment that aims to build a brighter, more sustainable future.

Job title

Credit Analyst

Job type

Experience level

Mid levelSenior

Salary

Not specified

Degree requirement

Bachelor's Degree

Tech skills

Location requirements

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