financial-crime

At BBVA we are leading the transformation of banking worldwide, united in pursuing our goal of bringing the age of opportunity to everyone. Firmly focused on the future, our on-going digital transformation is already producing disruptive innovations that power our vision of banking.
 
Every one of our 121,486 employees, from branch staff to senior leaders, plays an essential role in giving our 71.5 million customers the cutting edge banking solutions that they deserve. Building on 166 years of history we know the importance of constant development, which is why we place so much confidence in the collaborative working environment that enables our people to grow and excel.
 
If you would like to learn about the culture and opportunities on offer at a company that is leading the way for 21st century banking, head to the ‘Life’ tab to find out more.

BBVA

• Liderar y/o supervisar equipos de trabajo orientados a la identificación, análisis y respuesta ante riesgos de AML que puedan estar asociados a la operativa bancaria desarrollada por los clientes de BBVA.
• Esto considera los procesos de screening y monitorización transaccional.
• Experiencia en la detección de patrones de blanqueo de capitales mediante el uso de procesos novedosos (uso de criptoactivos, esquemas societarios complejos, utilización de jurisdicciones de riesgo, etc) y tramas delictivas.
• Experiencia en el diseño, desarrollo y mantenimiento de escenarios de monitorización transaccional.
• Desarrollo de catas destinadas a validar la correcta aplicación de la normativa y criterios establecidos en tareas de screening y monitorización transaccional.
• Analizar información para detectar posibles riesgos financieros y operacionales.
• Proponer mejoras que optimicen la eficiencia y robustez de los controles existentes.
• Colaborar en la elaboración de reportes internos sobre riesgos detectados.
• Coordinar con otras áreas para la implementación de acciones preventivas.
• Apoyar procesos de formación interna en materias vinculadas a AML y fraude.
• Asesorar a las unidades de negocio (oficinas, unidades contigo,...)sobre procesos y mejores prácticas para garantizar el cumplimiento de la normativa de blanqueo de capitales.
• Participar en proyectos de transformación que busquen mejorar las capacidades de análisis, detección y respuesta de operativa sospechosa en el ámbito AML, mediante el uso de analítica avanzada de datos o a través del uso de la IA, contribuyendo a la disminución de tiempos dedicados en la gestión de casos y a una adecuada gestión de los riesgos.
• Elaboración y mantenimiento de la normativa interna en el ámbito de FCP AML PREVENTION & INVESTIGATION UNIT.
• Atender los requerimientos de supervisores, así como a auditorías externas e internas.
• Actuar como front de los equipos de FCP España con FCP Global, Cumplimiento Global y Local.
• Actuar como líder de los equipos de AML PREVENTION & INVESTIGATION UNIT en la búsqueda de iniciativas de transformación y sinergia dentro de FCP España, incluyendo aquellas tareas de interés común con los equipos de Fraude.
• Asegurar el cumplimiento de KPIs / KRIs del ámbito AML, además de los planes de acción acordados en el marco de trabajos de auditoría interna y externa, testing de cumplimiento, entre otros.
• Liderar la preparación de los reportes de FCP al OCI España.

Senior Manager, Financial Crime Prevention – Prevention & Investigation Unit

Senior Manager for Financial Crime Prevention at BBVA, leading risk management and fraud prevention teams. Applying advanced analytics and coordinating AML efforts in the banking sector.

Svea Bank is a leading actor in northern Europe that offers financial and administrative services since 1981. Our service portfolio includes factoring, leasing, ledger administration, debt administration, payment solutions for e-Commerce, bank services for companies and loans and saving accounts for consumers.

By combining new technology and innovative solutions with a high degree of personal service with focus on the client, we will always offer the better alternative to our clients and partners.

Svea Bank

• Develop and implement AML processes: Ensure Svea PE’s AML processes comply with the bank’s overall guidelines and applicable legislation, and adapt to future changes
• Implement improvements and drive efficiency in handling KYC/AML-related cases
• Create and update routine descriptions, manuals, and other documentation for the function
• Responsible for local implementation of new or adjusted legal framework
• Be the Local model counterpart: assist and support Model owner in questions, updates of existing models, implementation of new models and validation of models
• Conduct quality control of completed investigations
• Define requirements for internal and external systems based on AML/CTF needs
• Conduct ongoing assessments of money laundering risks within the business area and develop measures to mitigate these risks
• Assist the Complaints Officer and Corporate Legal Department with customer complaints following a decision to decline a new customer relationship or terminate an existing customer relationship
• Assist during audits and reviews
• Train employees on new AML/CTF routines and processes

AML Specialist

AML Specialist responsible for development and improvement of KYC, Sanctions screening, and Transaction Monitoring in a banking environment. Focused on compliance and risk management within financial services.

Finom is a fintech company offering comprehensive financial services for SMEs, freelancers, and companies. The platform provides tools for invoicing, expense management, and easy online account opening with added benefits like cashback and international IBAN accounts. Finom ensures data security through partnerships with banks like SolarisBank and Treezor, making it a fast and reliable service for business financial management.

Finom is a European tech startup headquartered in Amsterdam—and we’re on a journey towards revolutionizing the financial landscape for entrepreneurs worldwide. Our mission is to develop an all-in-one financial B2B solution that integrates banking functions, accounting, financial management, and invoicing into a seamless, mobile-first platform.

Over the past two years, our team has fueled exponential growth, securing $50 million in investments and propelling us into hyper-growth mode. We’re on track to become a unicorn startup by 2025, backed by global funds like General Catalyst (known for supporting Airbnb, HubSpot, KAYAK, and Stripe). Finom has expanded its reach across 10+ EU countries, with a strong presence in key markets like Germany and France.

At Finom, we’re not just redefining the entrepreneurial experience—we’re empowering our employees to make a real difference. Your work matters, and your impact extends far beyond product metrics. We nurture innovation and an inspiring work environment where bold ideas thrive, prioritizing thorough research, swift implementation of solutions, and ensuring that every effort we make benefits our users, employees, partners, and our business as a whole.

Finom

• Perform end-to-end risk management cycle on the subjects of Money Laundering, Terrorism Financing, and Sanctions risks relevant for Finom customer base: risk identification, analysis, mitigation, monitoring, reporting;
• Review performance of Finom’s existing AML and Sanctions using Finom’s risk decisioning tools, ensuring continuous improvement in terms of efficiency and effectiveness (key metrics: true positive rate, false negative rate, number of alerts per active customer / per transaction);
• Ensure continuous enrichment of the scenarios library of Money Laundering, Terrorism Financing, and Sanctions risks relevant for Finom;
• Work closely with machine learning engineers in the team on creating rules and detectors in TM based on advanced statistical and machine learning techniques to detect financial crime, and participate in model validation;
• Produce guidance for 1LOD related to the risk scenarios under the risk management portfolio, including how the rules should be analysed, how to make a decision on the resolution, and what good customers look like;
• Support the FinCrime Portfolio Risk Manager in the implementation of dynamic risk scoring and ongoing monitoring practices at Finom in the areas of AML and sanctions;
• Establish effective communication with stakeholders: product team (producing business requirements and managing the roadmap), Risk Management (implementation of risk scenarios), and Quality Assurance (implementing best practices in reviewing alerts based on ML/FT scenarios);
• Take ownership of AML-related Key Risk Indicators, prepare regular status updates for the Risk Committee of Finom Payments, and participate in the SIRA and General Risk Assessment review cycle;
• Assist in drafting, testing, and reviewing system requirements for new compliance-related features, as well as procedures and manuals within the department;
• Conduct regular internal AML training, including training on specific typologies of financial crime as well as general compliance training;
• Initiate and take responsibility for ad hoc project work within the department;
• Perform other duties as reasonably required for the operational efficiency of Finom, either proactively deemed necessary by the employee or as communicated by the manager.

Risk Manager – AML, Sanctions

Risk Manager responsible for AML and Sanctions Risk within the dynamic Risk and Compliance team. Managing FinCrime Scenario Library and embracing impact in financial industry.

MDD Forensic Accountants is a forensic accounting firm specializing in business valuations, shareholder disputes, and economic damage quantification. With over 40 offices globally, MDD provides expertise across a wide range of industries, delivering services to insurance companies, law firms, governments, and individuals. Their services include business interruption, lost profits, fraud investigations, and more, making them a trusted advisor for sound financial decision-making.

Founded in 1933, MDD is a leading international forensic accounting firm that provides economic damage quantification assessments for its clients.

We frequently work with law firms, government entities, multi-national corporations, small businesses, insurance companies and independent adjustment firms.

With over 40 offices in Australia, Brazil, Canada, Hong Kong, Japan, New Zealand, Singapore, Thailand, Korea, the UAE, the UK and the USA, MDD is proud of its demonstrated results in this highly specialized area of accounting.

MDD Forensic Accountants

• Support project governance by ensuring compliance with methodologies, frameworks, and best practices. 
• Monitor project progress, risks, and issues, providing reports and recommendations to stakeholders. 
• Coordinate meetings, prepare documentation, and follow up on action items. 
• Support project managers in planning, execution, and resource allocation. 
• Manage project dashboards, KPIs, and status reports to ensure transparency and alignment. 
• Assist in financial tracking, budget control, and resource management. 
• Work closely with cross-functional teams to ensure smooth execution of banking-related projects. 


AML PMO

PMO Specialist supporting project management and governance in banking. Ensuring compliance and coordination across various projects and initiatives within the organization.

Keyrock is a leading financial services company specializing in digital asset markets and liquidity solutions. Established in 2017, Keyrock provides market making, OTC trading, options desk services, treasury solutions, and liquidity pool management, tailored for a tokenized world. The company operates across centralized and decentralized platforms with a focus on enhancing and optimizing liquidity through advanced algorithms, ensuring competitive pricing and effective asset management. Keyrock partners with institutions and foundations, supporting them in a rapidly evolving digital economy. With a global reach, the company is based in the EU, UK, and Switzerland and employs over 170 experts worldwide, dedicated to driving success in the digital asset industry.

Founded in Belgium in 2017, Keyrock are cryptocurrency market makers building scalable, self-adaptive algorithmic technologies to support efficient digital asset markets. 

Through a combination of in-house algorithmic trading tools, high-frequency trading infrastructure and industry expertise, Keyrock provides unparalleled liquidity services to tokens, exchanges and brokerages within the cryptocurrency ecosystem. 

Keyrock operates with the vision of democratizing cryptocurrency liquidity through a strict dedication to transparency, operational integrity and regulatory compliance.

Keyrock

• Performing CDD/KYC on client onboardings, remediation and periodic reviews (B2B only);
• Conducting screening checks to identify Sanctions, PEPs, and Adverse Media in relation to the entities and related parties;
• Assessing and reviewing the source of wealth and source of funds;
• Identifying the relevant risks (geographic, reputational, activity sector, token classification…), the potential red flags and determining the AML risk classification of each legal entity;
• Reporting on suspicious transactions;
• Communicating with clients and the commercial team to obtain information and documentation required to complete KYC/CDD reviews;
• Setting up the KYC files with the required information and documentation in accordance with the AML/CFT policy;
• Completing third party due diligence questionnaires (banking, custodian, business partners);
• Effectively communicate the status of onboarding to internal and external stakeholders;
• Continually look to identify issues / suggest process improvements and offer solutions to management re end to end operating model.

KYB/KYC Analyst – Digital Assets

KYC analyst performing CDD/KYC and compliance checks for Keyrock in the digital assets space. Collaborating with stakeholders to manage risk and maintain compliance standards.

• Carry out customer due diligence (CDD) and KYC checks based on a risk-based approach.
• Perform risk assessments of new and existing customers.
• Provide support to colleagues on AML-related queries.
• Contribute to the development and improvement of KYC steps/controls in customer processes.
• Provide legal and regulatory input on AML in customer processes.
• Draft manuals in line with Svea’s internal AML regulations.
• Act as local responsible party for implementing AML regulations and models.
• Perform self-assessments and quality checks.
• Identify and report risks and deficiencies, proposing improvements.
• Participate in threat and vulnerability analyses, including documentation and statistics.
• Prepare KPI reports.
• Train employees on new AML/CTF routines and processes.
• Assist the Complaints Officer and Legal Department in cases of rejected or terminated customer relationships.
• Decide on customer relationships under AML regulations where no higher authorisation is required.
• Ensure quality of documentation when terminating customer relationships.

AML Specialist focused on customer due diligence and risk assessments at Svea Bank's Spanish operations. Joining a dedicated team to ensure compliance with AML regulations.

Hybrid AML and Financial Crime Analysts roles in Spain

Browse 6 hybrid aml and financial crime analysts roles hiring in Spain plus related opportunities such as risk, compliance, auditor and security analyst.

6 jobs found

Senior Manager, Financial Crime Prevention – Prevention & Investigation Unit

BBVA

AML Specialist

Svea Bank

Risk Manager – AML, Sanctions

Finom

AML PMO

MDD Forensic Accountants

KYB/KYC Analyst – Digital Assets

Keyrock

AML Specialist

Svea Bank