About the role

Senior Product Counsel leading legal support for Whatnot's payments initiatives in fintech startup. Advising on payment systems design and operations with a focus on regulatory compliance.

Responsibilities

Provide strategic and practical legal advice to product, engineering, and business teams on the design and rollout of payment products, merchant services, and financial infrastructure.
Advise on regulatory and compliance requirements, including U.S. and international payment regulations, money transmission, stored value, AML/BSA, consumer protection, and card network rules.
Draft, negotiate, and manage complex commercial agreements with processors, acquiring banks, payment facilitators, and other financial partners.
Partner with Compliance, Risk, and Product Operations to develop scalable policies, playbooks, and controls that support compliant and sustainable growth.
Support expansion of payment products into new jurisdictions, assessing cross-border licensing and regulatory frameworks.
Collaborate with Business Development on strategic financial partnerships and integrations.
Stay current on developments in payments, fintech, and digital commerce regulation, and advise leadership on implications for product strategy.
Help build the infrastructure for a world-class legal function that scales with Whatnot’s growth.

A Juris Doctor (J.D.) and active membership in at least one U.S. jurisdiction (CA or NY preferred).
8+ years of combined experience in a top law firm and/or in-house legal department, including at least 3 years advising on payments, fintech, or financial services matters.
Deep understanding of payments law and infrastructure, including card network operating rules, money transmission, and merchant acquiring frameworks.
Proven experience negotiating commercial and technology agreements with financial institutions, processors, or payment partners.
Strong familiarity with U.S. and international regulatory frameworks, including PSD2, e-money, AML, and consumer finance regulations.
Ability to work cross-functionally in a fast-paced, product-driven environment, providing actionable guidance to non-legal stakeholders.
Excellent communication, drafting, and interpersonal skills, with a bias toward clarity and collaboration.
A proactive, business-minded approach and comfort with ambiguity.
A sense of humor and humility—you take your work seriously, but not yourself.

Generous Holiday and Time off Policy
Health Insurance options including Medical, Dental, Vision
Work From Home Support
Home office setup allowance
Monthly allowance for cell phone and internet
Care benefits
Monthly allowance for wellness
Annual allowance towards Childcare
Lifetime benefit for family planning, such as adoption or fertility expenses
Retirement; 401k offering for Traditional and Roth accounts in the US (employer match up to 4% of base salary) and Pension plans internationally
Monthly allowance to dogfood the app
16 weeks of paid parental leave + one month gradual return to work *company leave allowances run concurrently with country leave requirements which take precedence.