Hybrid Senior Commercial Card Consultant – Payment Services, Merchant & Institutional

at U.S. Bank

• Job title: Senior Commercial Card Consultant – Payment Services, Merchant & Institutional
• Job type: Full Time
• Experience level: Senior
• Salary: $132,260 - $155,600 per year
• Degree requirement: Bachelor's Degree
• Location requirements: Hybrid, New York City, United States

About the role

• Senior Commercial Card Consultant evaluating and improving client commercial card programs for U.S. Bank. Delivering insights and strategic recommendations based on data analysis and industry best practices.

Responsibilities

• Conduct comprehensive evaluations of client card offerings to identify strengths, gaps, and areas for optimization.
• Provide tailored recommendations to enhance program performance and client satisfaction.
• Deliver consultative support to clients, leveraging data-driven insights and industry best practices to improve program effectiveness, efficiency and profitability.
• Review and interpret transactional data to uncover spend trends, usage patterns, and actionable insights that inform strategic decisions and client recommendations.
• Build and maintain strong partnerships with internal stakeholders, including Bankers, Sales teams, Relationship Managers, and Partners—to promote awareness of available resources and ensure alignment on client objectives.
• Monitor developments in payment solutions, card programs, and regulatory changes to ensure recommendations remain relevant and competitive.

Requirements

• Ten or more years of applicable experience.
• Bachelor’s degree in Business, Finance or Accounting (or equivalent experience).
• Ability to travel up to 30%.
• 7 or more years of experience in commercial card programs, payment solutions, virtual payments, treasury and accounts payable operations.
• Strong analytical and problem-solving skills with proficiency in data manipulation and interpretation.
• Excellent communication (written and verbal) as well as relationship-building abilities.

Benefits

• Healthcare (medical, dental, vision)
• Basic term and optional term life insurance
• Short-term and long-term disability
• Pregnancy disability and parental leave
• 401(k) and employer-funded retirement plan
• Paid vacation (from two to five weeks depending on salary grade and tenure)
• Up to 11 paid holiday opportunities
• Adoption assistance
• Sick and Safe Leave accruals of one hour for every 30 worked, up to 80 hours per calendar year unless otherwise provided by law