Underwriting Assistant providing essential support to underwriters in cyber risk evaluation and management processes. Liaising with internal teams and external stakeholders for effective underwriting operations.
About the role
- Director of Product owning credit and risk product vision for automated decisioning at Uncapped. Leading product development for credit and lending platforms in a fast-growing fintech environment.
Responsibilities
- Own the Credit Product Roadmap Define and drive the product vision for automated credit decisioning across the customer lifecycle all Uncapped products. Prioritise what gets built based on business impact, balancing quick wins with strategic bets. Translate complex credit related requirements into clear engineering specifications and measurable outcomes.
- Scale Automation While Keeping the Lights On Increase straight-through processing rates by identifying manual bottlenecks and systematically automating them. You will introduce iterative improvements to live underwriting workflows without disrupting existing operations. Design champion/challenger frameworks to test new decisioning logic safely in production.
- Expand Our Data Advantage Work with Data Science and Engineering to identify, ingest, and operationalise new alternative data sources (marketplace sales, inventory levels, banking data, platform performance metrics). Build the product infrastructure that turns raw data into actionable underwriting signals. Extend our models to support new products, geographies, and lending partners.
- Drive Portfolio Performance Own the feedback loop between portfolio outcomes and underwriting policy. Build monitoring and alerting systems that surface credit performance trends early. Partner with Risk to refine scorecards and decisioning thresholds based on real-world loss data. Ensure model governance and validation processes are robust and regulator-ready.
- Manage Stakeholder Complexity Navigate the intersection of internal teams (Risk, Engineering, Data Science, Finance, Operations, Legal) and external partners. Communicate trade-offs clearly to leadership. Ensure regulatory and compliance requirements (FCA, ECOA/FCRA where applicable) are built into the product from the start, not bolted on later.
Requirements
- You have deep experience in product management for credit or lending platforms, ideally with hands-on exposure to automated decisioning systems processing high application volumes. You are comfortable with SQL, can interrogate portfolio data independently, and have worked closely with Data Science teams deploying models into production.
- You understand the tension between moving fast and managing risk in regulated financial services. You have experience with at least one decision engine or credit automation platform, and you know how to design A/B testing and champion/challenger strategies for underwriting logic.
- You thrive in high-growth environments where priorities shift, and you are energised rather than frustrated by ambiguity. You have led cross-functional teams and can operate at both the strategic level (roadmap, vision, trade-offs) and the tactical level (writing specs, unblocking engineers, reviewing edge cases).
- Experience in fintech or alternative lending is valuable but not essential. What matters most is that you understand credit products deeply and can ship iteratively in a fast-moving environment.
Benefits
- Unlimited holiday: we believe that well-rested and happy people make the best employees
- Competitive compensation plan
- Personal growth fund: Raise your game from great to spectacular
- Monthly recognition and awards: Celebrate wins big and small
- The opportunity to make a big impact every day on the lives of European and US entrepreneurs.
- Workspaces in Warsaw, London and Atlanta
Job title
Job type
Experience level
Salary
Not specified
Degree requirement
No Education Requirement
Tech skills
Location requirements
Pre Underwriting Specialist focusing on loan analysis and documentation for approvals. Analyzing borrower eligibility and structuring loan scenarios for CrossCountry Mortgage.
Associate Operations Account Specialist at Travelers managing multi - state accounts and collaborating with various business partners. Delivering quality service and building strong partner relationships.
Multifamily Underwriting Professional at Freddie Mac evaluating and underwriting Targeted Affordable Housing loans. Collaborating with internal teams to ensure sustainable and affordable housing projects.
Production Underwriting Trainee at Republic Indemnity learning to evaluate and underwrite workers' compensation insurance. Collaborating with teams to analyze risk and communicate decisions effectively.
E(
Head of Short - Term Trade Insurance leading the short - term insurance business for the Corporation. Ensuring effective risk management and competitive product offerings to promote exports.
Commercial Underwriting Analyst reviewing and analyzing insurance claims and underwriting guidelines. Collaborating with agents and ensuring compliance with underwriting rules for Fremont Insurance.
Underwriting/Operations Assistant supporting regulatory compliance through policy documentation. Engaging in operational tasks for insurance coverage in the United States.
Associate Operations Account Specialist managing multi - state, multi - line accounts through their lifecycle. Collaborating with underwriting for effective customer service and business retention.
Agribusiness Underwriting Assistant supporting underwriting processes by analyzing applications, ensuring data accuracy and facilitating communication among stakeholders. Requires 2+ years of underwriting experience and a high school diploma.