Hybrid Financial Crime Risk Investigator I – FIU Detection

at TD

• Job title: Financial Crime Risk Investigator I – FIU Detection
• Job type: Full Time
• Experience level: Junior, Mid level
• Salary: CA$59,500 - CA$84,000 per year
• Degree requirement: Bachelor's Degree
• Location requirements: Hybrid, Ottawa, Canada

About the role

• AML Financial Crime Risk Investigator supporting compliance with AML/BSA regulations at TD. Analyzing financial activities and maintaining adherence to industry standards in a hybrid work model.

Responsibilities

• Conduct analysis of priority alerts to ensure 30-day SLA is maintained for priority streams.
• Conduct review of complex alerts, including Correspondent Banking and Ad-hoc Urgent Referrals.
• Conduct analysis of transactional activity to identify risks, trends, and potential suspicious activity; and determine whether further investigation is required.
• Support with audit tasks, including gathering documentation and acting as subject matter experts.
• Support with quality assurance reviews of colleagues work.
• Support and understand risk identification, risk analysis and risk mitigation according to the regulatory requirements and industry / business gold standard methodologies.
• Act as a process subject matter expert in a range of technical processes and procedures.
• Partner as required with cross-functional teams across TD and/or external contacts.
• Prioritize and manage own workload in alignment with service and productivity requirements.
• Keep abreast of emerging issues, trends and evolving regulatory requirements; assess potential impacts.
• Manage and process activities with multiple steps, systems, and jurisdictions; focus of work is weekly, monthly or longer with additional ad-hoc responsibilities as required.
• Find opportunities to improve service delivery and support operational improvement.
• Ensure necessary due diligence to support the accuracy of all transactions/activities.
• Generally, interact with internal colleagues and contacts and/or external customers; may provide process/policy guidance to others.
• Participate fully as a member of the team, support a positive work environment.
• Act as a brand ambassador for your business area/function and TD, both internally and externally.
• Adhere to internal policies/procedures and applicable regulatory guidelines.
• Maintain a culture of risk management and control, supported by effective processes in alignment with risk appetite.

Requirements

• Undergraduate degree preferred
• Two (2) or more years of experience working within the area of financial intelligence
• Advanced knowledge of AML operations, standards, procedures, laws, rules and regulations
• Prior Financial Intelligence Unit (FIU) experience (asset)
• Knowledge of TD's AML risk appetite (asset)
• Previous experience providing onboarding/ training (asset)
• Ability to analyze, research, organize and prioritize work while meeting multiple deadlines
• Skill in using computer applications including MS Office
• Ability to collaborate and build relationships
• Ability to handle confidential information with discretion
• Ability to communicate effectively both written and verbal
• Ability to pay high attention to details
• Ability to prioritize tasks and manage time efficiently.

Benefits

• Health insurance
• Retirement plans
• Paid time off
• Flexible work arrangements
• Professional development