Financial Crime Risk Investigator assessing inbound referrals for financial crime risks at TD. Responsible for making informed decisions and training new employees in AML methodologies.
About the role
- AML Financial Crime Risk Investigator supporting compliance with AML/BSA regulations at TD. Analyzing financial activities and maintaining adherence to industry standards in a hybrid work model.
Responsibilities
- Conduct analysis of priority alerts to ensure 30-day SLA is maintained for priority streams.
- Conduct review of complex alerts, including Correspondent Banking and Ad-hoc Urgent Referrals.
- Conduct analysis of transactional activity to identify risks, trends, and potential suspicious activity; and determine whether further investigation is required.
- Support with audit tasks, including gathering documentation and acting as subject matter experts.
- Support with quality assurance reviews of colleagues work.
- Support and understand risk identification, risk analysis and risk mitigation according to the regulatory requirements and industry / business gold standard methodologies.
- Act as a process subject matter expert in a range of technical processes and procedures.
- Partner as required with cross-functional teams across TD and/or external contacts.
- Prioritize and manage own workload in alignment with service and productivity requirements.
- Keep abreast of emerging issues, trends and evolving regulatory requirements; assess potential impacts.
- Manage and process activities with multiple steps, systems, and jurisdictions; focus of work is weekly, monthly or longer with additional ad-hoc responsibilities as required.
- Find opportunities to improve service delivery and support operational improvement.
- Ensure necessary due diligence to support the accuracy of all transactions/activities.
- Generally, interact with internal colleagues and contacts and/or external customers; may provide process/policy guidance to others.
- Participate fully as a member of the team, support a positive work environment.
- Act as a brand ambassador for your business area/function and TD, both internally and externally.
- Adhere to internal policies/procedures and applicable regulatory guidelines.
- Maintain a culture of risk management and control, supported by effective processes in alignment with risk appetite.
Requirements
- Undergraduate degree preferred
- Two (2) or more years of experience working within the area of financial intelligence
- Advanced knowledge of AML operations, standards, procedures, laws, rules and regulations
- Prior Financial Intelligence Unit (FIU) experience (asset)
- Knowledge of TD's AML risk appetite (asset)
- Previous experience providing onboarding/ training (asset)
- Ability to analyze, research, organize and prioritize work while meeting multiple deadlines
- Skill in using computer applications including MS Office
- Ability to collaborate and build relationships
- Ability to handle confidential information with discretion
- Ability to communicate effectively both written and verbal
- Ability to pay high attention to details
- Ability to prioritize tasks and manage time efficiently.
Benefits
- Health insurance
- Retirement plans
- Paid time off
- Flexible work arrangements
- Professional development
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