Analista de Garantias involved in managing credit operations and ensuring document compliance at Stone. Focused on supporting commercial teams and delivering efficient solutions.
Responsibilities
Organize and review all documentation for credit transactions and their collateral, such as fiduciary assignment of assets and receivables, enabling support for the commercial credit teams
Analyze corporate documents to identify company representation and authorized signatories for the approval/granting of powers
Handle the formalization and completion of collateral instruments
Monitor the portfolio of credit transactions and their collateral, both pending formalization and already formalized, ensuring the validity of grants and their enforcement
Prepare controls, requests and reports for credit portfolios and the collateral granted
Act in a consultative capacity to commercial teams, always seeking the best solution for the client and the company
Interact clearly and efficiently with law firms, notary offices and public agencies to ensure quality and speed in requests
Support the initial stages of collateral enforcement, engaging the relevant areas and monitoring the transfer/internalization of assets into the company’s portfolio (non-operational assets)
Draft discharge and collateral release statements.
Requirements
Knowledge of credit operations, contractual guarantees and fiduciary assignment/transfer of assets
Bachelor’s degree completed (preferably in Law, Business or Administration)
Previous experience in financial institutions managing collateral for credit operations
Previous experience and/or advanced knowledge in some of the tools used by the area: Office Suite, Power BI, Google Data Studio, SQL Server Management Studio, Google Cloud Platform – BigQuery
A law degree is a plus.
Benefits
Health and Dental Insurance
Hospital Virtual Verde: multidisciplinary medical team, therapists and a healthcare team available 24/7 for quick and convenient access
Meal and/or Food Voucher - Sodexo
Gympass
Daycare assistance - for children up to 5 years and 11 months
Life Insurance
Transportation Voucher
SESC membership/partnership
Fixed Salary
Variable compensation (for some roles)
Education benefit - internal platform with access to books, podcasts, training and video lessons for self-development (Studa and StoneCo Library)
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