Supports the commercial loan and deposit portfolios for Relationship Managers at SouthState. Provides quality underwriting, portfolio management, and superior client service to support bank operations.
Responsibilities
Supports the commercial loan and deposit portfolio of Relationship Managers providing quality underwriting, sound portfolio management and superior client service.
Analyzes financial information to evaluate the credit worthiness of new loan requests
Completes industry research to support existing and new Customers
Compiles commercial loan packages ensuring completeness and accuracy of information
Guides the loan request through the Credit Approval Process
Monitors and services large commercial loan portfolios through quality portfolio management work
Builds and maintains positive working relationships with internal business partners and clients
Continuously updates skills by participating in professional training
Requirements
Four-year degree in Business Administration, Finance, Accounting or related field; Graduation from a recognized school of banking is an asset or equivalent experience
Minimum of 4-6 years of experience in credit analysis, commercial banking, business banking with at least 2 years of specific portfolio management and/or underwriting experience. Familiarity with loan structuring and loan documentation is required.
Knowledge in accounting and lending principles, as well as excellent oral and written communication skills. Must have an in-depth knowledge of Federal and State lending regulations and Bank policies related to lending procedures.
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