Hybrid Data Scientist Mid/Senior – Focus on Credit Granting and Collateral

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About the role

  • Data Scientist developing statistical models for credit decisions at Sicredi. Collaborating with different teams while ensuring data-driven culture in credit and guarantees.

Responsibilities

  • Develop credit decision models that consider Sicredi's various customer segments, strategies and products;
  • Implement, together with the technology team, the models developed by the credit decision team;
  • Monitor, review, recalculate and calibrate models when appropriate;
  • Produce studies and new proposals on credit decisioning and collateral topics, understanding member profiles, products and stages of the credit cycle;
  • Collaborate with different product teams, assisting with analysis and new data/insight perspectives;
  • Interact with the various roles involved in data and systems processes (analysts, engineers, data scientists and business analysts);
  • Maintain the necessary documentation for your deliverables and communicate results;
  • Continuously develop your technical skills.

Requirements

  • Bachelor's degree in a quantitative field such as Statistics, Mathematics, Physics, Accounting and Actuarial Sciences, Engineering, Economics, Computer Science or related areas;
  • Experience with statistical modeling applied to the credit market;
  • Strong writing skills, ability to synthesize information and communicate effectively;
  • Experience with programming languages such as R, Python, Spark and SQL;
  • Hands-on experience in data analysis, monitoring indicators/KPIs and conducting ad-hoc studies;
  • Knowledge and practical experience in the credit market;
  • Intermediate English skills preferred.

Benefits

  • Fixed 14th and 15th salaries;
  • Profit-sharing / results participation (depending on seniority);
  • Health and dental plans without co-pay;
  • Wellness programs via Wellhub (formerly Gympass) including nutrition, psychology, occupational health, massage, running groups and local gym access;
  • Meal and food allowance with flexible percentage allocation between VA/VR cards, no co-pay;
  • Extended maternity and paternity leave;
  • Childcare or nanny assistance for children up to 6 years and 11 months;
  • Support for children with disabilities, no age limit;
  • Life insurance;
  • Private pension plan with up to 7% salary contribution;
  • Training platform — Sicredi Aprende — offering a variety of courses;
  • 40-hour workweek — using a time bank system;
  • Remote work allowance (except for positions that are 100% on-site).

Job title

Data Scientist Mid/Senior – Focus on Credit Granting and Collateral

Job type

Experience level

Senior

Salary

Not specified

Degree requirement

Bachelor's Degree

Tech skills

Location requirements

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