Analista de Governança de Treinamento e Desenvolvimento na Caixa Vida e Previdência, responsável por educação corporativa e análise de dados.
About the role
- Analista de Risco de Crédito PL/SR at Sicredi responsible for statistical modeling of credit risk. Involves collaboration, monitoring model performance, and analytic process improvement.
Responsibilities
- Develop, maintain and monitor credit risk models with a focus on expected loss (PD, EAD, LGD);
- Actively collaborate with business areas to ensure our analytical solutions are integrated with Sicredi’s credit strategies and objectives;
- Continuously monitor model performance and recommend improvements;
- Work with large volumes of structured and unstructured data;
- Perform data analyses to support strategic decisions;
- Cultivate and disseminate a risk culture among the cooperatives;
- Communicate clearly and provide technical support to internal teams.
Requirements
- Proven experience in credit risk modeling, preferably with expected loss models (PD, EAD, LGD);
- Advanced knowledge of statistical modeling techniques (regressions, decision trees, ML techniques, etc.);
- Strong analytical skills and sharp logical reasoning;
- Experience with programming languages (SAS, R, Python, SQL, or others);
- Ability to communicate technical results clearly and concisely to non-specialist audiences;
- Proficiency with Microsoft Office (Word, PowerPoint and, especially, Excel).
- **Differentials**
- Knowledge or practical experience with IFRS 9-related modeling and provisioning;
- Experience in the financial sector or credit cooperatives;
- Experience with complex data environments.
Benefits
- Fixed 14th and 15th salary payments
- Profit-sharing (depending on seniority)
- Health and dental plans with no co-payment
- Wellness programs through Wellhub (formerly Gympass): Nutrition, Psychology, Occupational Health, massage, running group and local gym
- Meal and food vouchers – flexible percentage allocation on VA/VR cards, no co-payment
- Extended maternity and paternity leave
- Childcare or babysitting assistance for children up to 6 years and 11 months
- Support for children with disabilities, no age limit
- Life insurance
- Private pension plan up to 8% of salary
- Training platform – Sicredi Aprende, offering a variety of courses
- 40-hour workweek – using a time bank system
- Telework allowance (except for positions that are 100% on-site).
Job title
Job type
Experience level
Salary
Not specified
Degree requirement
No Education Requirement
Tech skills
Location requirements
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