Staff Software Engineer designing payment transfer systems for Plaid. Leading technical initiatives on a multi-rail payment platform for bank transactions.
Responsibilities
Lead the technical direction of the transfer system including transfer customer onboarding, billing, bookkeeping, payments processing, reconciliation systems.
Collaborate across product, design, operations, partnership, and legal teams to make sure the technical solution meets business needs.
Discover system quality and reliability opportunities and proactively drive improvements and technical roadmap.
Work hands-on: write and review technical designs, write and review code, lead major technical initiatives and new feature development.
Mentor engineers and contribute to a strong, inclusive team culture.
Requirements
At least 3-5 years working on payments, billing, invoicing or other financial infrastructure systems.
Proven track record of building and operating systems that process payments at scale (e.g., high throughput, high reliability, complex flows such as refunds, settlement).
Strong proficiency in distributed system design, architecture, performance optimization, observability, reliability engineering.
Experience setting and maintaining engineering best practices (testing, code review, continuous integration/deployment, on-call practices).
Excellent communication: able to engage with business/product/operations stakeholders, articulate technical trade-offs, drive alignment.
[Nice to have] Experience with modern payment rails (e.g., ACH, real-time bank payments, open banking rails) and multi-rail payments architectures
Benefits
Comprehensive benefit plan including medical, dental, vision, and 401(k)
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