Hybrid Data Scientist – Credit Risk, Decision Science

Posted 3 days ago

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About the role

  • Data Scientist delivering analytical insights by applying advanced analytics at Navy Federal. Working with financial and operational data to develop key business models and optimize processes.

Responsibilities

  • Deliver analytical insights by applying machine learning, programming, data modeling, and advanced mathematics.
  • Work with member, financial, and operational data to support development of business-critical models.
  • Identify opportunities for new products, services, and process optimization.
  • Deepen understanding of business needs and objectives over time.
  • Take on projects of increasing complexity, scope, and strategic influence.

Requirements

  • 3+ years of experience in exploratory data analysis, including building tree‑based models.
  • Strong programming and analytical skills, including experience with SQL, R, Python, SAS, and AWS.
  • Basic understanding of financial services or banking concepts.
  • Strong technical writing abilities, especially for model documentation.
  • Strong data storytelling and technical presentation skills.
  • Strong research, analytical thinking, and problem‑solving abilities.
  • Ability to critically evaluate your own work, and handle complex problems.
  • Strong communication and interpersonal skills.
  • High initiative, sound judgment, and attention to detail.
  • Technical proficiency in big data analytics, coding, project management, and technical writing.
  • Bachelor’s degree in Data Science, Statistics, Mathematics, Computer Science, Engineering, or a related quantitative field
  • **Desired Qualifications**
  • 3+ years of experience in financial services, particularly in acquisition model development, credit policy, or risk management.
  • Experience validating models and partnering with internal or external auditors.
  • Master’s in Data Science, Statistics, Mathematics, Computer Science, Engineering, or a related field.

Benefits

  • Highly competitive pay
  • Generous benefits and perks
  • Health insurance
  • Retirement plans
  • Paid time off
  • Flexible work arrangements
  • Professional development

Job title

Data Scientist – Credit Risk, Decision Science

Job type

Experience level

Mid levelSenior

Salary

$98,600 - $135,600 per year

Degree requirement

Bachelor's Degree

Tech skills

Location requirements

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