Hybrid Senior Finance Manager

Posted 1 hour ago

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About the role

  • Senior Finance Manager overseeing Finance Operations and Financial Planning & Analysis at Mercuryo, a fintech startup in Croatia.

Responsibilities

  • Oversee daily liquidity across banks, acquirers, exchanges, and wallets, including review of funding requirements and liquidity forecasts to ensure operational continuity.
  • Approve and supervise fund transfers between banks, exchanges, and wallets.
  • Own month-end financial data integrity, including review and approval of acquirer, bank, exchange, wallet, and data warehouse postings.
  • Review and approve reconciliations (banks, exchanges, wallets, clearing accounts), investigate discrepancies, and ensure completeness and accuracy prior to reporting submission.
  • Act as bank payment approver and maintain strong segregation of duties.
  • Oversee and control access rights across financial platforms.
  • Identify, mitigate, and escalate liquidity and operational risks.
  • Support monthly management reporting with accurate and timely financial and performance analysis.
  • Deliver clear variance analysis explaining deviations from budget and forecast, and recommend corrective actions.
  • Monitor overheads versus budget and partner with budget owners to drive cost discipline.
  • Assist in Quarterly Forecasting, Annual Budgeting, and Long-Term Strategic Planning, continuously improving analytical processes.
  • Develop and maintain product unit economics and customer profitability analysis.
  • Perform segmental (e.g., jurisdictional) and margin analysis, including pricing reviews and transaction mix evaluation.
  • Provide financial evaluation of contractual terms and pricing strategies for existing and new products.
  • Act as a proactive finance business partner, collaborating cross-functionally to improve processes and drive sustainable financial performance.

Requirements

  • Qualified accountant (ACA / ACCA / CIMA or equivalent) preferred
  • 5+ years of experience in Financial Control, FinOps, or FP&A
  • Strong experience in liquidity management, reconciliations, and month-end close
  • Solid background in budgeting, forecasting, and financial modelling
  • Experience with product profitability, margin, or pricing analysis
  • Advanced Excel / Google Sheets; experience with ERP and BI tools is a plus
  • Strong understanding of financial statements, internal controls, and risk management
  • Analytical mindset with high attention to detail and ability to translate data into business insights
  • High ownership, accountability, and ability to operate in a fast-paced environment
  • Experience in fintech, payments, or high-volume transactional businesses is an advantage.

Benefits

  • Competitive market rate salary and performance-based incentives
  • 22 days annual leave with an additional 6 company days, plus bank holidays
  • Comprehensive health insurance plans
  • Extensive Benefits program
  • Flexible work schedule and remote work options
  • Professional development and training opportunities
  • Opportunity to shape the initiatives you’re working on
  • Diverse and friendly team

Job title

Senior Finance Manager

Job type

Experience level

Senior

Salary

Not specified

Degree requirement

Professional Certificate

Tech skills

Location requirements

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