AVP, HNW Underwriting driving underwriting experience and risk management in the Canadian market. Collaborating with various stakeholders and leading a team of professional underwriters.
Responsibilities
Provide deep technical leadership and underwriting risk perspective on medical, nonmedical, financial, custom pricing and new business processes
Lead by inspiring coaching, mentoring, and developing a team of specialists, both current team and future underwriters in the pipeline for large case underwriting
Maintain a strong reputation as a market leader in High Net Worth cases and be the key contact for Manulife’s High Net Worth advisors
Develop and maintain strong relationships with advisors including the development and maintenance of customized processes for these advisors and their support staff
Work independently across pricing, product, customer service and new business functions to ensure consistent experience for advisors
Influence stakeholders within Cdn Segment to optimize and prioritize HNW service
Provide senior leaders with information related to pending business in order to estimate the impact of the HNW business on sales and NBEV forecasting
Work directly with senior leaders on high profile cases
Stay current on sales concepts, tax changes and market trends to ensure risks accepted align with our values and risk appetite
Develop and maintain strong relationships with and negotiation skills with reinsurance partners
Promote excellence and consistency in underwriting risk assessment
Champion and advocate for a positive and consistent underwriting experience for all clients
Willingness to challenge existing practices and assumptions and focus on change based on customer and advisor experience
Provide a consistently high sense of urgency and flexibility in an environment of continual growth and change
Provide guidance and model resilience in a high-pressured environment
Keep abreast of underwriting developments, emerging trends and industry practices
Requirements
10+ years of underwriting experience
Extensive knowledge and experience in all aspects of risk assessment – medical, nonmedical, financial, legal and compliance
Strong operational management background
Strong knowledge and a comprehensive understanding of life insurance product features, distribution, retention management, reinsurance and pricing practices
Strong analytical and mathematical skills
Sound decision making skills
Relationship-building
Exceptional communication at various levels with various internal and external audiences
Strong financial acumen - understanding of the financial impact of underwriting decisions to the company
Demonstrated ability to interact effectively with various levels with the organization
Excellent presentation skills
A leader who attracts and retains top talent and has proven leadership skills with high engagement results
Bilingualism (English and French) is a strong asset. If the successful candidate is in Québec, proficiency in both languages will be required to support clients from various provinces outside of Quebec.
Benefits
health, dental, mental health, vision, short- and long-term disability, life and AD&D insurance coverage
adoption/surrogacy and wellness benefits
employee/family assistance plans
retirement savings plans (including pension and a global share ownership plan with employer matching contributions)
financial education and counseling resources
generous paid time off program including holidays, vacation, personal, and sick days
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