Hybrid Senior Analytics Manager – Customer Behaviour

Posted 12 hours ago

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About the role

  • Senior Analytics Manager applying customer behaviour analytics to solve credit risk at M-KOPA. Building predictive models and collaborating with cross-functional teams to drive financial inclusion in Africa.

Responsibilities

  • Build credit scoring models using alternative data - mobile money patterns, transactional behaviour, payment consistency signals
  • Develop risk segmentation and customer profiling frameworks
  • Monitor portfolio performance and identify early warning signals
  • Translate customer behaviour patterns into credit risk indicators
  • Design A/B tests to evaluate credit policy changes (loan amounts, terms, pricing, approval thresholds)
  • Analyse experiment results to optimise approval rates, default rates, and profitability
  • Run cohort analyses and measure incrementality of interventions
  • Present findings to executives and credit committees
  • Develop strategic recommendations based on data analysis
  • Collaborate cross-functionally with Product, Risk, Operations, Finance
  • Build business cases for credit policy changes
  • Build automated dashboards and reporting
  • Develop data pipelines for credit decisioning
  • Ensure model performance monitoring and validation

Requirements

  • Bachelor's degree in Statistics, Actuarial Science, Economics, Mathematics, Econometrics, or another quantitative field
  • Experience analysing customer/user behaviour patterns using data (4+ years)
  • Built predictive models for business decisions (churn, retention, conversion, segmentation)
  • Understanding of customer lifecycle, behavioural triggers, and pattern recognition
  • Built classification/regression models that influenced business decisions (3+ years hands-on)
  • Experience with model evaluation, feature engineering, and deployment
  • Python OR R for data analysis and modeling (pandas, scikit-learn, statsmodels, tidyverse, caret)
  • SQL for data extraction and analysis (joins, CTEs, window functions)
  • Designed or analysed A/B tests, randomised experiments, or causal inference studies

Benefits

  • Professional development programs and coaching partnerships
  • Family-friendly policies and flexible working arrangements
  • Well-being support and career growth opportunities
  • Hybrid working in Ghana with diverse teams across UK, Europe, and Africa

Job title

Senior Analytics Manager – Customer Behaviour

Job type

Experience level

Senior

Salary

Not specified

Degree requirement

Bachelor's Degree

Location requirements

HybridGhana

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