Senior Credit Risk Analyst supporting Lloyds Banking Group's small business customers through credit risk management processes. Provide technical insight and mentoring to junior analysts in the team.
Responsibilities
You'll monitor and support a range of credit risk management processes and systems and interpret a range of data, managing the efficient and effective production of high-quality analysis, anticipating partner needs.
Our team purpose is to deliver responsible and sustainable lending to support small business customers.
We oversee key aspects of the portfolio to ensure we’re acting in the best interests of our customers and we support the business to deliver safe and sustainable growth.
As a senior analyst in the team, you’ll provide technical insight to the BB Credit Risk strategies and systems, defining and delivering analysis to support the team goals.
You’ll form relationships with the wider Risk team and 1st line business areas, providing technical leadership and mentoring to junior analysts in the team.
Requirements
Strong numerate skills and qualifications (either A-Level or Degree)
Analytical expertise – practical experience of using analytical software and coding, such as SAS or SQL, and be confident in using Microsoft Office, particularly Excel and Powerpoint.
Knowledge of Credit Risk and Change Management – an understanding of what credit risk is and how we manage it with strategies and scorecards.
Effective Communicator – ability to explain complicated issues clearly to different audiences; technical, non-technical, junior colleagues and senior management; both verbally and non-verbally.
Enthusiasm for problem solving – When the answer isn’t in the data, sometimes you need to look elsewhere, and this takes a curious, creative attitude and logical thinking to explore the problem and find a solution
Proficient in PowerBI
Coaching junior members of the team
Deputising for Management where required and supporting them to shape initiatives
Experience in business lending.
Benefits
Competitive salary and performance-related bonus
Generous pension contribution scheme
28 Days Holiday plus bank holiday
Share schemes
Wide range of salary sacrifice schemes and benefits
Professional development opportunities
Job title
Senior Credit Risk Analyst – Business Banking Credit Risk
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