Hybrid Senior Credit Risk Analyst – Business Banking Credit Risk

Posted last month

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About the role

  • Senior Credit Risk Analyst supporting Lloyds Banking Group's small business customers through credit risk management processes. Provide technical insight and mentoring to junior analysts in the team.

Responsibilities

  • You'll monitor and support a range of credit risk management processes and systems and interpret a range of data, managing the efficient and effective production of high-quality analysis, anticipating partner needs.
  • Our team purpose is to deliver responsible and sustainable lending to support small business customers.
  • We oversee key aspects of the portfolio to ensure we’re acting in the best interests of our customers and we support the business to deliver safe and sustainable growth.
  • As a senior analyst in the team, you’ll provide technical insight to the BB Credit Risk strategies and systems, defining and delivering analysis to support the team goals.
  • You’ll form relationships with the wider Risk team and 1st line business areas, providing technical leadership and mentoring to junior analysts in the team.

Requirements

  • Strong numerate skills and qualifications (either A-Level or Degree)
  • Analytical expertise – practical experience of using analytical software and coding, such as SAS or SQL, and be confident in using Microsoft Office, particularly Excel and Powerpoint.
  • Knowledge of Credit Risk and Change Management – an understanding of what credit risk is and how we manage it with strategies and scorecards.
  • Effective Communicator – ability to explain complicated issues clearly to different audiences; technical, non-technical, junior colleagues and senior management; both verbally and non-verbally.
  • Enthusiasm for problem solving – When the answer isn’t in the data, sometimes you need to look elsewhere, and this takes a curious, creative attitude and logical thinking to explore the problem and find a solution
  • Proficient in PowerBI
  • Coaching junior members of the team
  • Deputising for Management where required and supporting them to shape initiatives
  • Experience in business lending.

Benefits

  • Competitive salary and performance-related bonus
  • Generous pension contribution scheme
  • 28 Days Holiday plus bank holiday
  • Share schemes
  • Wide range of salary sacrifice schemes and benefits
  • Professional development opportunities

Job title

Senior Credit Risk Analyst – Business Banking Credit Risk

Job type

Experience level

Senior

Salary

£43,803 - £48,670 per year

Degree requirement

Bachelor's Degree

Tech skills

Location requirements

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