Credit Risk Analyst delivering insights through analytics to enhance credit risk strategies in mortgage lending. Collaborating with teams and overseeing portfolio interests for sustainable growth.
Responsibilities
Deliver analysis to support the team's goals, using SAS or Excel daily to interrogate complex data and translate outputs into meaningful conclusions.
Form relationships with the wider Risk team and 1st line business areas, supporting management to respond to specific requests from stakeholders.
Use a variety of analytical approaches to provide technical insight on the Mortgage Credit Risk strategies.
Oversee key aspects of the portfolio to ensure we’re acting in the best interests of our customers.
Support the business to deliver safe and sustainable growth.
Requirements
Strong numerate skills and qualifications – a degree (or equivalent) in a numerate subject with knowledge of analytical techniques.
Practical experience using Microsoft Office – confident in using Excel and PowerPoint to manipulate and present data.
Accuracy and attention to detail – you’ll need to work swiftly and efficiently to review data and perform testing of system changes.
Effective Communicator – ability to explain complicated issues clearly to different audiences; both verbally and non-verbally.
Enthusiasm for problem solving – When the answer isn’t in the data, sometimes you need to look elsewhere, and this takes a curious, creative attitude and logical thinking to explore the problem and find a solution.
Organisation & Time Management – proven ability to work well within a team environment without the need for close supervision and showing good time management and planning/organisation skills
Knowledge and experience of Credit Risk and Change Management
Practical experience of using analytical software and coding, such as SAS or SQL and Power BI.
Benefits
A generous pension contribution of up to 15%
An annual performance-related bonus
Share schemes including free shares
Benefits you can adapt to your lifestyle, such as discounted shopping
24 days’ holiday, with bank holidays on top
A range of wellbeing initiatives and generous parental leave policies
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