Hybrid Product Manager – Credit

at Kamino

• Job title: Product Manager – Credit
• Job type: Full Time
• Experience level: Mid level, Senior
• Salary: Not specified
• Degree requirement: Bachelor's Degree
• Location requirements: Hybrid, Sao Paulo, Brazil

About the role

• Product Manager leading the evolution of credit products at Kamino's innovative financial platform. Collaborating with cross-functional teams to enhance client experiences and product offerings.

Responsibilities

• Responsible for structuring new customer journeys and evolving receivables financing and working capital products, ensuring continuous improvement of the customer experience;
• Co-responsible, together with the Tech Lead, for the technical specification of prioritized initiatives on the B2B credit product roadmap, as well as for managing the development pipeline;
• Co-responsible for managing partnerships and negotiating with partners required to enable B2B credit products, involving Legal and Operations when necessary;
• Support the structuring of operations related to B2B credit products while the area is being established;
• Work closely with engineering, design, Customer Success (CS) and operations to ensure efficient delivery of B2B credit product initiatives;
• Monitor product metrics and customer feedback to prioritize and continuously evolve the product;
• Co-responsible, together with leadership, for the ideation and development of new financial products for Kamino customers.

Requirements

• 6–10 years of professional experience, with relevant background in consultancies, banks or ERPs;
• Experience working with financial products, especially focused on the B2B credit market;
• Experience structuring products via FIDC (Receivables Investment Funds) and other securitization instruments;
• Strong knowledge of financial instruments and regulatory frameworks (Brazilian Central Bank and CVM — Brazilian Securities and Exchange Commission);
• Ability to structure and manage pricing, fees and the economic viability of financial products;
• Organized, with strong prioritization skills and autonomy;
• Comfortable in high-demand environments with multiple concurrent priorities and challenging targets;
• Excellent written and verbal communication skills;
• Advanced English.

Benefits

• SulAmérica Special 100 Health Plan including legal dependents, with no monthly fee and no co-pay — because health matters.
• OdontoMais SulAmérica Dental Plan — for a worry-free smile.
• Life Insurance — because feeling protected makes all the difference.
• Flash Card — a truly flexible benefit. A must-have!
• Wellhub (Gympass) and TotalPass — you choose!
• Day off during your birthday week — it's only fair you celebrate on your special day.
• Possibility to receive Stock Options after 1 year of employment — this is elite!