Hybrid Head of AML – TF Nordic

at TF Bank AB (publ)

• Job title: Head of AML – TF Nordic
• Job type: Full Time
• Experience level: Lead
• Salary: Not specified
• Degree requirement: Bachelor's Degree
• Location requirements: Hybrid, Boras, Sweden

About the role

• Head of AML ensuring compliance with AML/CTF regulations at TF Bank Nordic. Overseeing anti-money laundering policies and providing guidance to senior management on financial crime risks.

Responsibilities

• Perform hands-on operational AML/CTF work, including alerts handling, investigations, FIU reporting, and close cooperation with the business on customer-related matters.
• Design, implement, and maintain TF Bank Nordic ABs AML/CTF program.
• Develop and update AML/CTF policies, instructions, and governing documents, ensuring they remain up to date, effective, and compliant.
• Lead the Enterprise-wide Financial Crime Risk Assessment (EWRA), including drafting, updating, and ongoing maintenance.
• Own and manage the company’s AML risk model for customer classification, including parameter setting and ongoing effectiveness reviews.
• In collaboration with product owners, implement and maintain KYC processes and customer risk assessments prior to onboarding.
• Ensure all customers are risk-assessed and subject to effective transaction and behavioural monitoring.
• Own and oversee AML monitoring tools and processes, ensuring they are fit for purpose, well-documented, and effective.
• Identify, investigate, and assess suspicious transactions or behaviour, including hands-on alerts handling and FIU reporting, and ensure close cooperation with the business in accordance with applicable regulations.
• Be responsible for Internal FIU, including receiving, assessing, and escalating internal reports of suspicious activity.
• Provide guidance, training, and advisory support to staff on AML/CTF requirements.
• Support the CEO in their duties as the Bank’s Specially Appointed Executive (SAE) under the Act (2017:630) on Measures against Money Laundering and Terrorist Financing.
• Monitor regulatory developments and ensure timely implementation of new or amended AML/CTF requirements.
• Collaborate closely with internal stakeholders to strengthen compliance, risk management, and operational effectiveness.
• Participate in the Corporate Committee and contribute to governance and strategic discussions related to financial crime risk.
• Collaborate and align with Group Head of AML and Group AML Processes and Governance.

Requirements

• Minimum of 3 years of experience in an AML, financial crime, or compliance role.
• Proven experience within banking or financial institutions is required.
• Strong understanding of AML/CTF regulations, KYC requirements, and transaction monitoring frameworks.
• Experience with AML risk assessments, monitoring systems, and regulatory reporting.
• Strong analytical skills and high attention to detail.
• Ability to interpret, apply, and communicate regulatory requirements in a practical manner.
• Swedish and English, professional proficiency required.
• Excellent communication skills, both written and verbal.

Benefits

• A dynamic and professional work environment focused on compliance, risk management, and financial crime prevention.
• Opportunities for professional development and career growth within AML and compliance.
• Competitive salary and benefits package.
• Flexible working arrangements.
• Ongoing support for continuous learning and professional development.