Hybrid Risk Analyst – Credit & Financial Risk

Posted 1 hour ago

Apply now

About the role

  • Risk Analyst analyzing credit and financial risks for Goya, a FinTech company optimizing financial processes. Collaborating closely with various departments to ensure data-driven decisions.

Responsibilities

  • As a Risk Analyst – Credit & Financial Risk, you analyze and assess credit and default risks of customers, debtors and total exposures.
  • You work closely with market, Operations and Financial Controlling to ensure that decisions are data-driven, transparent and pragmatic.
  • Conduct initial and follow-up reviews of customers, debtors and exposures.
  • Analyze and evaluate credit and financial risks.
  • Monitor risk positions and derive recommended actions.
  • Prepare and further develop risk reports, KPIs and presentations.
  • Contribute to methods and processes in risk controlling.
  • Close collaboration and interface management with market, Operations and Financial Controlling.

Requirements

  • Degree in Business Administration, Banking, Finance, Mathematics, Physics or a comparable field (alternatively: very good banking qualification with relevant additional certification, e.g., CFA or FRM)
  • Experience in assessing credit risks or in risk management at a financial institution
  • Solid knowledge of regulatory requirements, in particular MaRisk
  • Confident use of BI tools and SQL
  • Analytical, structured and solution-oriented working style
  • Very good German language skills (C1/C2) and good English language skills (C1)

Benefits

  • Competitive compensation
  • Hybrid working: Karlsruhe, remote or hybrid
  • Professional development opportunities in the risk and credit area
  • Scope to shape analyses, methods and processes
  • Short decision-making paths and direct collaboration with market & executive board

Job title

Risk Analyst – Credit & Financial Risk

Job type

Experience level

Mid levelSenior

Salary

Not specified

Degree requirement

Bachelor's Degree

Tech skills

Location requirements

Report this job

See something inaccurate? Let us know and we'll update the listing.

Report job