RV Risk Specialist managing residual values to optimise profitability for Ford Credit in the UK and Europe. Collaborating across teams and leveraging market insights to support strategic initiatives.
Responsibilities
Manage FCB’s Residual Value exposure by setting RVs that align with agreed risk appetite and policy.
Prepare and present quarterly reviews to Committees and Ford Credit / Ford of Britain (FoB) Senior Management. Propose data-driven changes to ensure the portfolio remains robust.
Support the production of quarterly RV Forecast analysis and FINREP reporting.
Support the objective of achieving zero loss on vehicle returns while maintaining a competitive market position.
Attend new model launch events to provide expert feedback to Ford Product teams. Conduct deep-dive analysis to set initial launch RVs, utilising external benchmark data.
Collaborate with Marketing and Sales teams to develop residual-based products and ensure timely delivery of values to support promotional activities.
Ensure all new models, derivatives, and model year updates are accurately reflected in Ford Credit databases and dealer-facing systems.
Manage relationships with external data providers such as CAP. Stay at the forefront of industry best practices by engaging with trade guides and auction sites.
Review used-vehicle value trends and competitive trade guide data to ensure FCB’s RV positioning is optimised against the broader market.
Work closely with the Used Vehicle Remarketing and Ford of Britain teams to incorporate real-world auction and remarketing data into RV projections.
Maintain the absolute quality and integrity of vehicle, pricing, and OFP data within RV Risk databases and systems.
Proactively identify and report potential areas of RV risk concentration to Management.
Provide support to the RV Risk Manager and RV Governance & Strategy manager.
Provide subject matter expertise for strategic initiatives within the Ford Credit Britain team.
Requirements
Proven experience in Residual Value management within automotive leasing, finance, or risk.
Experience operating in a regulated financial services environment.
Strong understanding of the automotive market and competitive model ranges.
Advanced data analysis skills, with high proficiency in Excel and PowerPoint.
Ability to translate complex data into clear insights and recommendations for senior stakeholders.
A proactive, improvement-focused mindset and the ability to perform under pressure.
Experience working closely with an automotive manufacturer or strong engagement with the motor trade.
Degree in Finance, Mathematics, Data Science, or a related analytical discipline.
Experience using data visualisation and reporting tools such as Power BI, Qlik, Tableau, or Looker.
Benefits
The Company is committed to diversity and equality of opportunity for all and is opposed to any form of less favourable treatment or harassment on the grounds of race, religion or belief, sex, marriage and civil partnership, pregnancy and maternity, age, sexual orientation, gender reassignment or disability. • flexible working hours including job-share applicants, who would like to work with another job-share applicant to do this role (even if you currently do not have a job-share partner).
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