Credit Analyst – Senior Analyst analyzing Structured Finance and Covered Bonds at Fitch Ratings in Paris. Producing reports, assessing risks, and engaging in communication with debt arrangers.
Responsibilities
Apply credit risk analysing to new transactions by modelling of asset and liability cash-flows in rating scenarios within the scope of Fitch’s rating criteria, ensuring consistency while treating cases on their merits
Produce fluent, concise commentaries and reports publishing our rating actions and credit rationale
Review of relevant transaction documents and accompanying legal opinions
Conduct a qualitative assessment of the operational risks based on calls or on-site reviews at the issuing financial institutions
Monitor a portfolio of structured finance transactions and covered bonds programmes, including the preparation and presentation of rating committee documentation
Write and publish comprehensive rating reports and research reports on your sector of expertise
Participate in committees on covered bonds and structured finance in other jurisdictions
Maintain effective channels of communication with debt arrangers to handle inbound enquiries, clarify project status and discuss analytical questions/feedback on a timely basis, always striving to be clear and professional
Requirements
1-4 years of prior experience in credit risk analysis within the banking industry, ideally in the securitisation and/or covered bond market
Numeracy and computer proficiency is a pre-requisite, including use of Excel and application of modelling skills
Native or fluent French, with the capacity to present analysis and complex ideas to internal and external audiences—verbally and in clear, concise business English.
Excellent written and oral English skills are required. Other European languages are desirable
Master degree or equivalent with a specialty in Finance, Economics, Accounting, Maths or Statistical Sciences
Benefits
Hybrid Work Environment: 3 days a week in office required
A Culture of Learning & Mobility: Dedicated trainings, leadership development and mentorship programs designed to ensure that your time at Fitch will be a continuous learning opportunity
Investing in Your Future: Retirement planning and tuition reimbursement programs that empower you to achieve your short and long-term goals
Promoting Health & Wellbeing: Comprehensive healthcare offerings that enable physical, mental, financial, social, and occupational wellbeing
Supportive Parenting Policies: Family-friendly policies, including a generous global parental leave plan, designed to help you balance career and family life effectively
Inclusive Work Environment: A collaborative workplace where all voices are valued, with Employee Resource Groups that unite and empower our colleagues around the globe
Dedication to Giving Back: Paid volunteer days, matched funding for donations and ample opportunities to volunteer in your community
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