Credit Portfolio Senior Analyst at Citi overseeing credit reviews and risk management for client portfolios. Focused on refining processes and enhancing risk analysis techniques.
Responsibilities
Conduct credit reviews, credit approval and monitoring the portfolio to identify credit migration in coordination with the Risk Management team
Contribute to the development of new techniques and improvement of processes and workflows by applying in-depth disciplinary knowledge and integrating subject matter and industry expertise within Risk Management
Utilize SAS in a UNIX environment to perform risk, financial and data analyses including profiling, sampling, reconciliation, and quality testing
Research customer and/or management queries using risk systems and data and support ad-hoc risk policy analyses and projects as required
Participate and collaborate in developing, testing, optimizing credit reporting, ensuring consistency and regulatory compliance
Manage risk levels for the entire credit spectrum across multiple products and retail formats and prepare risk management presentations for senior management
Appropriately assess risk when business decisions are made, demonstrating particular consideration for the firm's reputation and safeguarding Citigroup, its clients and assets, by driving compliance with applicable laws, rules and regulations, adhering to Policy, applying sound ethical judgment regarding personal behavior, conduct and business practices, and escalating, managing and reporting control issues with transparency.
Requirements
8+ years of relevant experience
Knowledge of consumer/commercial cards risk analytics
Experience in using analytical, data mining and visualization tools like SAS, SQL, Python, Tableau and MS Office packages including advanced Excel
Ability to apply credit and risk principles toward business goals
Demonstrated ability to synthesize, prioritize and drive results with a sense of urgency
Proven ability to remain organized in a fast-paced environment, managing multiple projects
Proven interpersonal, organizational and analytic skills
Vision and ability to provide innovative solutions to core business practices
Ability to develop partnerships across multiple business and functional areas
Bachelor's degree/University degree or equivalent experience
Benefits
Citi is an equal opportunity employer
Qualified candidates will receive consideration without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, disability, status as a protected veteran, or any other characteristic protected by law.
Reasonable accommodation for persons with disabilities
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