Credit Risk Analyst providing business financial analysis and managing client borrowing risks in Taiwan. Ensuring compliance with Citibank policies and delivering analytical insights for credit decisions.
Responsibilities
Provides analysis of a business' financial trends, indicators and other client data for presentation to the Underwriting Manager for further discussion and consideration.
Manages the risk associated with new and existing borrowing relationships.
Performs spreads of client business financial statements.
Creates Customer Accounting Systems’ through Credit Platform.
Recognizes potential client risk through early warning systems.
Performs periodic financial statement review.
Tracks established financial covenants.
Monitors compliance to borrowing base credit facility.
Accompanies Underwriting Manager on customer site visits (when appropriate).
Compliance with Citibank policies to ensure satisfactory ratings from internal and external auditors.
Appropriately assess risk when business decisions are made.
Requirements
2-5 years previous experience in a financial institution with a focus on credit analysis and spreading software.
Analyze program results vs expectations
Develop Strategies and Criteria
Gather data and prepare data for analysis
Bachelor’s/University degree or equivalent experience.
Benefits
Citi is an equal opportunity employer
Qualified candidates will receive consideration without regard to their race, color, religion, sex, sexual orientation, gender identity, national origin, disability, status as a protected veteran, or any other characteristic protected by law.
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