Bilingual Mortgage Loan Processor managing the mortgage process to ensure loans are closed and funded. Working independently while supporting Loan Officers in a family-owned company committed to improving lives.
Responsibilities
Make sure loans are fully processed, submitted, approved, closed, and funded with minimal involvement from the Loan Officers/Originators
Work to obtain and review all client documents, review for accuracy and completeness
Assure that all supporting documentation is sufficient for the borrower and subject property in order to close and fund the loan
Responsible for the team pipeline to ensure all closing dates and commitment dates are met
Interact with the Loan Officers, Underwriters, Back Office, and Closers
Foster an atmosphere of exceptional customer service and a work environment that is edifying and supportive
Serve as a primary point of contact by answering phone calls and providing timely updates to internal and external customers
Monitor loan progress and follow up on outstanding items to ensure timely completion of the loan package
Order and follow up on third-party items such as title, VOEs, VODs, insurance, and appraisals
Pulling Credit Bureaus and working with the Credit Bureau to update customer accounts
Ensure all loan packages are complete and compliant before submitting to underwriting
Following up with the underwriter for approvals and work on conditions
Supporting the Company’s strong relationship of “Raving Fan Service” culture through on-going customer contact, quality customer service, and superior product knowledge
Adhere to company policies, procedures, and ethical standards
Perform additional duties as needed to support individual loan files and team goals.
Requirements
Requires at least 3 years of recent mortgage loan processing experience; ideal candidates will have 3 – 5 years of recent experience
Must reside in a state in which Equity Resources is currently licensed
Bilingual fluency in English and Spanish (reading, writing, and speaking) required
Must have experience supporting multiple loan officers/originators
Experience working in the Encompass LOS is preferred
Ability to manage and process up to 30 client loan files simultaneously, keeping accurate documentation for each loan
Work independently with minimal supervision, applying sound judgment and attention to detail
Organized and thorough in gathering borrower information, verifying documents, and managing files from preapproval to closing
Strong interpersonal skills with the ability to build trust and communicate effectively with borrowers, team members, and third-party vendors.
Benefits
Generous PTO
10 paid holidays
Day off for your birthday
Full benefits package (including pet insurance!) first of the month after your first 30 days
401(k) option with a generous company match
Earn extra cash through our referral programs, $500 for each borrower you refer, and up to $5,000 for referring an experienced Loan Officer.
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