Sr LTD Case Manager managing complex long-term disability claims for Aflac, ensuring client satisfaction and compliance. Utilizing strong skills in claims management and customer service to deliver timely decisions.
Responsibilities
Makes timely, accurate, and customer-focused Long-Term Disability new and ongoing claim decisions on moderately complex to highly complex claims using advanced independent discretion guided by company procedures and regulatory standards; handles the most complex claims from a clinical and financial perspective; reaches out to obtain relevant clinical, vocational, employer, financial, and other information; compares the information to the terms, limitations, and conditions of the contract/administrative services agreement and applicable procedural documents and renders the claim decision as quickly as possible
Documents the claims system in an accurate and comprehensive manner; prepares, updates, and utilizes a claim management plan to attain the most appropriate outcome; remains in full compliance with regulatory requirements; demonstrates an above average level of proficiency in product and claims administration techniques; remains fully compliant with operational standards; meets or exceeds claim team operational metrics
Maintains a superior level of genuine caring and empathetic customer service throughout all interactions; takes appropriate actions to earn the claimant's and employer's trust and confidence; anticipates customer’s needs and takes action as appropriate
Works with internal partners to support flexibility, collaboration, creating a positive work environment, consistently maintaining professionalism and integrity, actively taking steps to foster high morale, and demonstrating a dedication to excellence
Mentors and coaches new team members and participates in projects supporting the team's business initiatives
Performs other related duties as required
Requirements
Strong understanding of disability claims management concepts.
Solid understanding of medical terminology/pathology/anatomy.
Ability to verbally articulate clearly, concisely and explain complex situations.
Superior writing skills.
Confident with independent decision making.
Ability to consistently meet deadlines.
Proven ability to work with confidential information.
Moderate skills with Microsoft Office and other software applications.
High level of customer service skills/phone skills.
Strong ability to multi-task and prioritize.
Must have a high level of attention to detail.
Results-driven.
High attention to deliver on departmental/company procedures/practices.
Ability to work Independently.
Strong negotiation skills.
High School Diploma or equivalent.
5 or more years of LTD industry claims experience.
Benefits
medical, dental, and vision coverage
prescription drug coverage
health care flexible spending
dependent care flexible spending
Aflac supplemental policies (Accident, Cancer, Critical Illness and Hospital Indemnity offered at no costs to employee)
401(k) plans
annual bonuses
opportunity to purchase company stock
11 paid holidays
up to 20 days PTO to be used for any reason
if eligible, state-mandated sick leave
other leaves of absence, if eligible, when needed to support your physical, financial, and emotional well-being
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