Commercial Underwriting Analyst reviewing and analyzing insurance claims and underwriting guidelines. Collaborating with agents and ensuring compliance with underwriting rules for Fremont Insurance.
About the role
- Underwriting Consultant delivering underwriting and financial support to clients at a leading brokerage firm. Utilizing analytical skills in health insurance underwriting with a strong focus on client goals and strategies.
Responsibilities
- underwrite health coverages; project future renewals/plan costs and evaluate carrier renewal actions
- analyze claim patterns/trends
- utilize actuarial modeling tools to develop alternative strategies
- evaluate the impact of migration and selection
- complete standard set of client-facing monthly reports including claims, enrollment and large claim activity
- transmit to client with appropriate commentary
- create and present alternative funding modeling
- use data to identify cost drivers and develop financial strategies
- prepare premium equivalent rates for self-funded clients
- evaluate carrier renewal calculations
- model employee contribution scenarios
- evaluate financial impact of PPACA and other benefits-related legislation
- evaluate network discounts
- conduct stop loss marketing and negotiations
- evaluate PEOs, captive arrangements, reference-based pricing and pharmacy contracts for consideration by clients
- evaluate impact of mergers & acquisitions on plan costs
- remain current on cost containment strategies, all benefits-related legislation
Requirements
- minimum formal education of a bachelor’s degree (BA/BS)
- minimum 10 years of underwriting experience in group medical underwriting, at carrier and/or consulting firm
- strong technical and analytical skills
- Microsoft Office Suite proficiency
- intermediate Excel skills (pivot tables, charts, graphs, etc.)
- excellent communication skills, both verbal and written
- strong presentation skills.
- ability to work independently and collaboratively with a team
- strong problem-solving skills and advanced critical thinking skills.
- effective time management and decision-making skills.
- detail-oriented
- Life, Accident and Health Insurance License required
- GBA or CEBS Certification a plus
Benefits
- medical
- dental
- vision
- disability
- life insurance
- retirement savings
- paid time off
- paid holidays
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