About the role

  • Provide prompt, proactive, practical and sometimes complex and/or specialized legal advice to business lines in a highly regulated banking environment on a variety of legal matters to support Huntington Vehicle Finance
  • Interpret laws, regulations and other regulatory guidance and advise on applicability to indirect lending and the origination, servicing and collection of indirect lending loans, including include ECOA/Reg. B, FCRA/ Reg V, SCRA, MLA, TILA/Reg. Z, UCC/UCCC UDAAP, E-Sign/UETA, FDCPA, state debt collection laws, and other state laws that impact indirect lending
  • Monitor and interpret pertinent federal and state legal and regulatory developments and communicate any changes to Consumer Finance
  • Partner with Consumer Finance, technology, operations, marketing, communications, compliance and risk to develop and launch new products/services to meet our customers’ evolving needs
  • Draft, review and revise customer agreements, disclosures, forms, and letters
  • Support and guide Consumer Finance to appropriately identify, analyze, mitigate, and manage legal, operational, compliance, reputation, and other risks in accordance with applicable laws, regulations, guidance, policies and procedures
  • Provide legal advice and counsel to support Consumer Finance in connection with implementation of its business strategy
  • Provide prompt and responsive counsel, while handling multiple assignments in a deadline-intensive environment
  • Provide legal support for regulatory examinations or other reviews of Huntington Vehicle Finance

Requirements

  • Bachelor’s Degree and Juris Doctorate
  • Attorney should be eligible to be licensed in the state where the job will be located or in any state with the ability to be admitted into state where job will be located
  • 5 + years of practicing law in an in-house legal department of a financial institution, a bank regulatory agency, or law firm focused on consumer financial services and products
  • Extensive working knowledge of federal and state lending, servicing and collection laws and regulations applicable to indirect lending through dealerships
  • Some knowledge of powersports or outdoor power equipment industry a plus
  • Some knowledge of Original equipment manufacturers and incentive financing offers a plus
  • Ability to handle complex legal issues and tasks with limited supervision but seek management input on unusual situations, highly complex issues, and matters that may pose significant legal, financial and/or reputational risk to Huntington
  • Demonstrated leadership skills and a strategic mindset
  • Strong interpersonal skills, collegial attitude, and excellent written and verbal communication skills
  • Ability to quickly apply abstract concepts of law and make quick, innovative decisions to resolve issues in support of strategic business initiatives and objectives in a practical, understandable way that balances legal risk and business objectives
  • Ability to effectively advise executive and senior management regarding complex legal matters and challenging situations
  • Ability to think independently, being mindful of maintaining an appropriate balance between management and mitigation of legal risks and business efficacy, exercising good business acumen, being solution-oriented and problem-solving creatively
  • Ability to take a risk-based approach to prioritize workload and adapt work style to meet complex and varied workloads and the need for a timely decision given business pressures
  • Ability to develop and maintain positive, professional, and collaborative relationships with colleagues in the Legal Department and risk partners, including Compliance, Risk, and Audit, to effectively manage risk across the enterprise
  • Highly motivated self-starter with demonstrated growth mindset and passion for learning
  • Rigorous attention to detail with the ability to think creatively about unique issues

Benefits

  • health insurance coverage
  • wellness program
  • life and disability insurance
  • retirement savings plan
  • paid leave programs
  • paid holidays
  • paid time off (PTO)

Job title

Senior Counsel – Indirect Finance

Job type

Experience level

Senior

Salary

$93,000 - $189,000 per year

Degree requirement

Bachelor's Degree

Location requirements

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