Hybrid Risk, Payments & Fraud Analyst

at Multiple

• Job title: Risk, Payments & Fraud Analyst
• Job type: Full Time
• Experience level: Mid level, Senior
• Salary: €25,000 - €29,000 per year
• Degree requirement: No Education Requirement
• Location requirements: Hybrid, Ta Xbiex, Malta

About the role

• RPF Analyst in Risk, Payments & Fraud Team for iGaming service provider. Analyzing data to identify potential risks and fraudulent activities while ensuring compliance with AML laws.

Responsibilities

• Understanding player movements, actions and activities with the intention of identifying possible abuse, risks for abuse;
• Analyzing data with the aim of identifying fraudulent accounts, players with multiple accounts or other fraudulent activity;
• Daily checks for potential bonus abuse;
• Escalating suspicious and fraudulent trends indicating potential generic issues in regard to payment operations;
• Proactively keeping up to date with internal procedures.
• Processing documents and withdrawals in a timely manner with the aim of meeting SLAs;
• Analyzing PSP conversion and making sure Payment methods are working efficiently;
• Looking into failed deposit reasons in order to assist customer support with payment queries;
• Document review in order to comply with CDD and EDD obligations;
• Ensuring task handover is compiled accordingly;
• Making sure you are up to date with the latest AML laws and requirements, and ensuring the company is compliant with the updated AML directives.
• Working closely with the Money Laundering Reporting Officer (MLRO) on a daily basis to share information, best practices, and implement new processes and strategies;
• Undertaking Sanction Target List and PEP screening for new and existing customers to determine if there are any PEP/Sanction/AML risks to the company;
• Working closely with internal departments such as Responsible Gaming and Customer Support to ensure that, while fraud risks are managed effectively, there is minimal friction to our customers whenever possible;
• Overseeing the process of both traditional and crypto payments, to ensure smooth and secure transactions for customers;
• Monitoring crypto payments (Bitcoin, Ethereum, stablecoins, etc.);
• Detecting and investigating payment anomalies and transaction issues, ensuring minimal disruption to customer experience;
• Acting as the in-house expert on crypto payments, blockchain technology, digital wallets;
• Actively monitoring and assessing fraudulent activities within the payment systems, particularly, in relation to crypto transactions;
• Working closely with the fraud team to develop and implement risk models and fraud prevention strategies that address emerging threats in the crypto space;
• Investigating suspicious transactions, identifying potential fraud patterns related to payments, chargebacks, and crypto activities.

Requirements

• 3+ years of experience in risk management, payments, and fraud prevention
• Strong background in crypto payment processing (Bitcoin, Ethereum, etc.) and blockchain technology
• Experience with payment gateway systems, fraud detection tools, and AML/KYC regulations related to both fiat and crypto transactions
• Experience with blockchain analytics and tools for crypto fraud detection
• Knowledge of specific gaming payment regulations (e.g., licensing requirements, anti-fraud measures)
• Experience working with multi-currency payment solutions and handling both fiat and crypto-based payments.

Benefits

• Attractive remuneration package
• Wellness benefit (after probation)
• Optician/Spectacle and Blue Lens Benefit (after probation)
• Health Insurance
• Breakfast/lunch all week
• Monthly snacks allowance
• Training support
• Modern office facilities
• Dog-friendly workplace
• Exciting Company Events
• Monthly Beer Fridays
• €1,000 Refer a friend bonus
• Relocation package (if required)